Comparison

BT Panorama vs Aware Super

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BT Panorama

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

Highlights
  • View portfolio balance and performance
  • Trade listed securities and managed funds
  • Make payments and schedule transactions
  • Access market information and ESG data
  • Secure login with biometrics
  • Virtual assistant support
Features
Read full description

The BT Panorama mobile app provides advisers and investors with easy access to their accounts via mobile.¹ Signing in to the app is fast and secure with Face ID, 4-digit passcode or fingerprint technology², or you can use your Panorama username and password. For BT Panorama advisers: The mobile app lets you take your business with you, with features including: · View a summary of your total funds under administration, active accounts, net flows and fees from the business overview dashboard · Search client accounts, and view what your clients view including total portfolio balance and performance details · Drill down into market information for shares and managed funds in your clients’ portfolios, for a quick snapshot of the latest prices, asset performance, ESG and key information · Buy, sell and track orders for term deposits, managed funds, managed portfolios and listed securities (where applicable) · View your clients' cash account summaries and make payments to existing accounts on their behalf, where authorised · View messages, consent and service request status, updates, product news and alert notifications · Ask Blue, BT’s virtual assistant or chat to a consultant For BT Panorama investors: Use the mobile app to access your account on the go, with features including: · View your total portfolio balance and performance by investment, which can include any term deposit, listed security, managed fund and managed portfolio investments · Drill down into market information for shares and managed funds in your portfolio for a quick snapshot of the latest prices, asset performance, ESG and key information · Make payments, deposits and schedule transactions, and add linked, payee and BPAY®³ accounts · Trade all investment types and track the progress of investment orders, where authorised · Apply filters to view transaction history and details · View and update personal details, where authorised · View important notices, messages, forms and requests, consent requests and alerts, and access the Benefits Now portal · Review and download your statements, reports and disclosure documents · Ask Blue, BT’s virtual assistant or chat to a consultant For BT super members: BT Super merged into the Mercer Super Trust on 1 April 2023. If you have any queries, please contact Mercer Super on 1800 682 525 Mon to Fri 8am – 7pm (AEST) or find out more about the transfer at https://www.mercersuper.com.au/contact-mercer-super/ This app is only available for BT Panorama advisers and BT Panorama investors. For more information: Advisers – call 1300 784 207 Investors – call 1300 881 716 Important: ¹ You must be an Australian resident to use this app. ² Your phone must be able to support this technology. Requires iOS 14 or greater. Westpac Banking Corporation ABN 33 007 457 141 provides the facility for making payments by BPAY®³ and Pay Anyone (excluding payments to linked accounts). Refer to the BT Cash Management Account and BT Cash Management Account Saver and related Payment Services Terms and Conditions, for the terms and conditions applying to this facility. By installing the application, and each time you use the application, you acknowledge and accept the BT Panorama Mobile Application Terms and Conditions, and any amendments to them made available electronically through the BT Panorama Mobile Application. ³ Registered to BPAY® Pty Limited ABN 69 079 137 518

About

Aware Super

Manage your superannuation and pension accounts on the go. Securely log in to check balances, view transactions, update details, and plan for retirement. Access investment options and income details for specific member types.

Highlights
  • Secure login with Touch ID/Face ID
  • Check super balance and transactions
  • View insurance cover
  • Make extra contributions
  • Switch investment options
  • Update contact and communication preferences
  • Create a retirement plan
Read full description

The award winning* Aware Super mobile App is the easiest way for you to check in with your super and Pension - anytime, anywhere. Use the app to: • Set up Touch ID or Face ID for quick secure login • Check your latest super balance • See recent contributions and transactions • Check your insurance cover • Make extra contributions • Check and Switch investment options • Update your contact details • View your latest activities and correspondence • Update your communications preferences • View and action your Advice documents • View and approve adviser initiated transactions • Create a personalised retirement plan If you’re a Retirement Income or Retirement Transition member, you can also: • See your last payment date and next scheduled payment date • View your income details If you’re a former StatePlus member you can also: • View, track and update your Investment Fund accounts • Review your investment allocations • Make deposits and setup payments • Access your joint accounts To use this app, you must be an Aware Super member and be registered for online access. To register visit aware.com.au/register For any queries or feedback about the app, please call our Member Support Team on 1300 650 873 (8.00 am – 7.00pm Monday to Friday AEST/AEDT) or email us at mobile.feedback@aware.com.au To view our privacy policy, visit aware.com.au/privacy *The Aware Super app was awarded Bronze Stevie Award at the 2022 International Business Awards. For information on our awards and ratings, visit aware.com.au/awards

Screenshots

BT Panorama4 screens
Aware Super4 screens

Verdict

The call

The clearest difference is review sentiment: Aware Super at 53% against BT Panorama's 23%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BT Panorama ships an update every 3 months, Aware Super every 2 months. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
BT Panorama versus Aware Super: the parameters behind the verdict, then further details
ParameterBT PanoramaAware Super
PriceFreeFree
Rating—4.8 (72 ratings) — better
Positive reviews22.7% of reviews52.7% of reviews — better
Number of ratings—72 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size51 MB34 MB
Age rating4+4+
DeveloperBT Financial Group Pty LtdAware Super Pty Ltd

Customer experience

BT Panorama

Written reviews66 reviews
Positive22.7%
Neutral6.1%
Negative71.2%

Aware Super

All ratings72 ratings
Positive94.4%
Neutral2.8%
Negative2.8%
Written reviews131 reviews
Positive52.7%
Neutral9.9%
Negative37.4%

User reviews

BT Panorama

From App Store reviews

What we love

  • 👍 Easy to use and navigate
  • 👍 Great app functionality
  • 👍 Good market information
  • 👍 Reliable for tracking balances
  • 👍 Powerful functionality

Room to improve

  • 🐛 Frequent login issues
  • 🐛 App crashes often
  • 🐛 Technical difficulties/maintenance
  • 🐛 Inaccessible frequently
  • 🐛 Updates cause problems

Aware Super

From 72 App Store ratings

What we love

  • 👍 Easy to use and navigate interface
  • 📊 Clear balance and investment information display
  • 🔄 Quick ability to change investment allocations
  • 💰 Good returns for some users
  • 📱 Convenient mobile access to super account

Room to improve

  • 🐛 Frequent login issues and session timeouts
  • 🔐 Face ID and biometric authentication unreliable
  • ⏱️ Slow withdrawal processing times
  • 📉 Poor investment returns compared to competitors
  • 🔒 Requires repeated code/password entry

Bugs and requests

BT Panorama

Reported bugs

30 issues
  • Forced to update frequently
  • Facial recognition and PIN issues
  • App crashes when accessing certain areas
  • App shuts down when accessing beneficiaries
  • Login issues after updates
Show 25 more
  • Performance charts not working after update
  • No field to enter 2FA code
  • Quick sign-in goes in a loop after iOS upgrade
  • Biometrics not working
  • Cannot manually enter login credentials
  • App always under maintenance or inaccessible
  • Constant errors preventing login
  • Toggle for external investments not saved
  • Cannot setup quick sign-in
  • Facial recognition or quick code setup not working
  • Links to setup Face ID/PIN squashed
  • Locked out by an 'improvement'
  • Verification code repeatedly marked as wrong
  • App will not allow review of site
  • App always down for maintenance
  • App offline for extended periods
  • App constantly looping, requires delete/reinstall
  • Cannot reload app from App Store
  • Keeps losing quick login data
  • Not supported when things go wrong
  • Connection error when trying to access super
  • Stuck on 'getting account information'
  • Market movements take days to update
  • Occasionally wrong data
  • Search function for new investments is terrible

Requested features

5 requests
  • Display term deposits in maturity date order
  • 24/7 online chat support
  • Compare super performance against ASX 200
  • Face recognition login
  • Dark mode option

Aware Super

Reported bugs

15 issues
  • Password reset continue button non-functional
  • App constantly forgets login credentials
  • App hangs on loading screen
  • Face ID not working despite being enabled
  • Cannot paste passwords into login field
Show 10 more
  • App crashes on startup
  • Inbox inaccessible on iPad
  • Session timeout during active use
  • Cannot view correspondence notifications
  • App fails to load after updates
  • Oops error messages preventing login
  • Touch ID and password authentication conflicts
  • App not recognizing active user engagement
  • Dashboard monthly balance feature removed
  • Verification timeout issues during registration

Requested features

17 requests
  • Enable Face ID/biometric login on iPad
  • Remember login details on device
  • Show individual dollar values for investment options
  • Add performance comparison graphs for different investment options
  • Display term deposits in app breakdown
Show 12 more
  • Add PIN login option
  • Show daily balance changes
  • Open banking integration (Yodlee connection)
  • Monthly balance tracking on dashboard
  • Retirement projection calculator
  • Alerts for percentage/value changes
  • View documents and correspondence in app
  • Allow password pasting from password managers
  • Multi-user account switching
  • Overall balance view across all accounts
  • Contribution type summaries and contribution caps information
  • Scheduled appointment visibility with financial managers

In-app purchases

None

BT Panorama

No in-app purchases

None

Aware Super

No in-app purchases

Questions

Is BT Panorama free?
BT Panorama is free to download, with no in-app purchases.
Is Aware Super free?
Aware Super is free to download, with no in-app purchases.
Do BT Panorama or Aware Super have ads?
Neither BT Panorama nor Aware Super shows ads.
Which is updated more often, BT Panorama or Aware Super?
BT Panorama ships an update every 3 months, and Aware Super every 2 months. Most recently, BT Panorama was updated on September 22, 2026 and Aware Super on September 26, 2026.

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