CedarStone Bank vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CedarStone Bank
Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.
- View account balance
- View account activity
- Transfer funds
- Bill Pay
- Cards On/Off
- Locate branch or ATM
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With CedarStone Bank’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View your balance • View account activity • Transfer funds • Bill Pay • Cards On/Off • Locate a branch or ATM • Share our app with friends and family More features are coming soon! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us You can contact us at (615) 443-1411 if you have any questions about the CedarStone Bank’s Bank Mobile App.
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
The clearest difference is monetization model: CedarStone Bank at free against First State Bank's free with in-app purchases. CedarStone Bank also leads on review sentiment (67% vs 48%) and iOS requirement (14.1 vs 18.4). First State Bank's advantage is ratings volume (2.2K vs 13) and update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 67% of CedarStone Bank's written reviews are positive against 48% of First State Bank's, so the app with the better star average is not the one people write more warmly about.
CedarStone Bank ships an update every 4 months, First State Bank monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | CedarStone Bank | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (13 ratings) | 4.8 (2.2K ratings) — better |
| Positive reviews | 66.7% of reviews — better | 47.8% of reviews |
| Number of ratings | 13 | 2.2K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.1 — better | 18.4 |
| Further details — not scored | ||
| Size | 163 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | CedarStone Bank | FIRST STATE BANK (OH) |
Customer experience
CedarStone Bank
First State Bank
Bugs and requests
CedarStone Bank
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
CedarStone Bank
No in-app purchases
First State Bank
No in-app purchases
Questions
Is CedarStone Bank free?
Is First State Bank free?
Which has better reviews, CedarStone Bank or First State Bank?
Do CedarStone Bank or First State Bank have ads?
Which is updated more often, CedarStone Bank or First State Bank?
Other comparisons
