Texas Capital Mobile vs CUTXMOBILE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Texas Capital Mobile
Manage your personal and private banking accounts securely. View balances, transfer funds, deposit checks, pay bills, and send money with Zelle®. Includes debit card controls and investment account management.
- View account balances and transactions
- Deposit checks via camera
- Transfer money between accounts
- Pay bills with Bill Center
- Send/receive money with Zelle®
- Manage debit card controls
- View investment account activity
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With the Texas Capital Mobile app, Personal Banking and Private Bank clients can securely manage their deposit and investment accounts with ease. With our app, you can: · View your account balances and transaction details. · View and print your monthly e-statements. · Set up direct deposit. · Transfer money between your Texas Capital Bank accounts or linked accounts at other banks. · Deposit checks using your device camera. · Pay your bills on time with Bill Center using your checking or money market account. · Send and receive money with friends and family using Zelle®. · Manage your debit card with card controls and alerts for added security. · View your investment account activity, balance history and allocations. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Texas Capital is the collective brand name for Texas Capital Bank (“TCB”) and its separate, non-bank affiliates and wholly owned subsidiaries. TCB is a wholly owned subsidiary of Texas Capital Bancshares, Inc. We are headquartered in Dallas, Texas, and work with clients across the country. All services are subject to applicable laws, regulations and service terms. For deposit products, Member FDIC. INVESTMENT PRODUCTS • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CUTXMOBILE
Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.
- 24/7 balance checks
- Mobile check deposit
- Funds transfer management
- Transaction history viewing
- Bill payment
- Account alerts
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Bank when it is convenient for you anytime, anywhere! It’s fast and free. Bank securely online anytime, anywhere with the Credit Union of Texas mobile banking application. View statements; deposit checks, transfer money, pay bills. Monitor your account; see account summary and details including balances and transaction history, set alerts and more! • Check balances 24/7 • Deposit Checks • Create, approve, cancel or view funds transfers • View transaction history • Access branch hours and location information • Find ways to maximize your membership • And MORE….
Screenshots
Verdict
Texas Capital Mobile and CUTXMOBILE both sit at 4.6 stars, but that hides the real split: 79% of Texas Capital Mobile's written reviews are positive against 50% of CUTXMOBILE's. Texas Capital Mobile also leads on iOS requirement (16.0 vs 18.4). CUTXMOBILE's advantage is update cadence (monthly vs every 4 months) and ratings volume (11K vs 1.2K). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CUTXMOBILE holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CUTXMOBILE has 11K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews complicate that: 79% of Texas Capital Mobile's written reviews are positive against 50% of CUTXMOBILE's, so the app with the better star average is not the one people write more warmly about.
Texas Capital Mobile ships an update every 4 months, CUTXMOBILE monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Texas Capital Mobile | CUTXMOBILE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.2K ratings) | 4.8 (11K ratings) — better |
| Positive reviews | 78.6% of reviews — better | 50.0% of reviews |
| Number of ratings | 1.2K | 11K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 115 MB | 198 MB |
| Age rating | 17+ | 4+ |
| Developer | Texas Capital Bank | Credit Union of Texas |
Customer experience
Texas Capital Mobile
CUTXMOBILE
User reviews
Texas Capital Mobile
From 1.2K App Store ratingsWhat we love
- 🚀 Easy to navigate
- 🚀 Informative and clear
- 🚀 Convenient and user-friendly
- 👍 Great customer service
- 👍 Reliable and functional
Room to improve
- 🐛 Occasional crashes or glitches
- 🐛 Slow account transfers
- 🐛 Difficult to set up alerts
- 🔍 Limited functionality compared to other banking apps
- 🔍 Outdated or clunky design
CUTXMOBILE
From 11K App Store ratingsWhat we love
- 💳 Easy to deposit checks remotely
- 🕰️ Time-saving mobile banking
- 💻 Excellent website and online banking
- 🤖 Helpful AI chat assistant
- 🏦 Reliable and consistent credit union
Room to improve
- 🔒 Issues with card unlocking
- ⏱️ Slow transaction updates
- 🐛 Bugs and crashes in the app
- 🧭 Difficult to navigate and use
- 🚫 Missing key features like Zelle
Bugs and requests
Texas Capital Mobile
Reported bugs
4 issues- App freezes or crashes on login
- Inconsistent performance across devices
- Accounts not displaying properly
- Issues with linking external accounts
Requested features
5 requests- Faster account transfers
- Improved alert and notification system
- Integration with popular money management tools
- More customization options
- Expanded mobile deposit capabilities
CUTXMOBILE
Reported bugs
3 issues- App not compatible with latest iOS versions
- Inconsistent app performance and stability
- Issues with external account transfers
Requested features
4 requests- Bring back mobile check deposits
- Improve Zelle integration and functionality
- Add ability to rename accounts
- Provide real-time transaction updates
In-app purchases
Texas Capital Mobile
No in-app purchases
CUTXMOBILE
No in-app purchases
Questions
Is Texas Capital Mobile free?
Is CUTXMOBILE free?
Which has better reviews, Texas Capital Mobile or CUTXMOBILE?
Do Texas Capital Mobile or CUTXMOBILE have ads?
Which is updated more often, Texas Capital Mobile or CUTXMOBILE?
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