Comparison

Texas Capital Mobile vs CUTXMOBILE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Texas Capital Mobile

Manage your personal and private banking accounts securely. View balances, transfer funds, deposit checks, pay bills, and send money with Zelle®. Includes debit card controls and investment account management.

Highlights
  • View account balances and transactions
  • Deposit checks via camera
  • Transfer money between accounts
  • Pay bills with Bill Center
  • Send/receive money with Zelle®
  • Manage debit card controls
  • View investment account activity
Features
Read full description

With the Texas Capital Mobile app, Personal Banking and Private Bank clients can securely manage their deposit and investment accounts with ease. With our app, you can: · View your account balances and transaction details. · View and print your monthly e-statements. · Set up direct deposit. · Transfer money between your Texas Capital Bank accounts or linked accounts at other banks. · Deposit checks using your device camera. · Pay your bills on time with Bill Center using your checking or money market account. · Send and receive money with friends and family using Zelle®. · Manage your debit card with card controls and alerts for added security. · View your investment account activity, balance history and allocations. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Texas Capital is the collective brand name for Texas Capital Bank (“TCB”) and its separate, non-bank affiliates and wholly owned subsidiaries. TCB is a wholly owned subsidiary of Texas Capital Bancshares, Inc. We are headquartered in Dallas, Texas, and work with clients across the country. All services are subject to applicable laws, regulations and service terms. For deposit products, Member FDIC. INVESTMENT PRODUCTS • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

About

CUTXMOBILE

Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.

Highlights
  • 24/7 balance checks
  • Mobile check deposit
  • Funds transfer management
  • Transaction history viewing
  • Bill payment
  • Account alerts
Features
Read full description

Bank when it is convenient for you anytime, anywhere! It’s fast and free. Bank securely online anytime, anywhere with the Credit Union of Texas mobile banking application. View statements; deposit checks, transfer money, pay bills. Monitor your account; see account summary and details including balances and transaction history, set alerts and more! • Check balances 24/7 • Deposit Checks • Create, approve, cancel or view funds transfers • View transaction history • Access branch hours and location information • Find ways to maximize your membership • And MORE….

Screenshots

Texas Capital Mobile4 screens
CUTXMOBILE4 screens

Verdict

The call

Texas Capital Mobile and CUTXMOBILE both sit at 4.6 stars, but that hides the real split: 79% of Texas Capital Mobile's written reviews are positive against 50% of CUTXMOBILE's. Texas Capital Mobile also leads on iOS requirement (16.0 vs 18.4). CUTXMOBILE's advantage is update cadence (monthly vs every 4 months) and ratings volume (11K vs 1.2K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CUTXMOBILE holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CUTXMOBILE has 11K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews complicate that: 79% of Texas Capital Mobile's written reviews are positive against 50% of CUTXMOBILE's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Texas Capital Mobile ships an update every 4 months, CUTXMOBILE monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Texas Capital Mobile versus CUTXMOBILE: the parameters behind the verdict, then further details
ParameterTexas Capital MobileCUTXMOBILE
PriceFreeFree
Rating4.6 (1.2K ratings)4.8 (11K ratings) — better
Positive reviews78.6% of reviews — better50.0% of reviews
Number of ratings1.2K11K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size115 MB198 MB
Age rating17+4+
DeveloperTexas Capital BankCredit Union of Texas

Customer experience

Texas Capital Mobile

All ratings956 ratings
Positive90.2%
Neutral2.9%
Negative6.9%
Written reviews257 reviews
Positive78.6%
Neutral7.4%
Negative14.0%

CUTXMOBILE

All ratings10,713 ratings
Positive95.3%
Neutral1.4%
Negative3.3%
Written reviews176 reviews
Positive50.0%
Neutral6.8%
Negative43.2%

User reviews

Texas Capital Mobile

From 1.2K App Store ratings

What we love

  • 🚀 Easy to navigate
  • 🚀 Informative and clear
  • 🚀 Convenient and user-friendly
  • 👍 Great customer service
  • 👍 Reliable and functional

Room to improve

  • 🐛 Occasional crashes or glitches
  • 🐛 Slow account transfers
  • 🐛 Difficult to set up alerts
  • 🔍 Limited functionality compared to other banking apps
  • 🔍 Outdated or clunky design

CUTXMOBILE

From 11K App Store ratings

What we love

  • 💳 Easy to deposit checks remotely
  • 🕰️ Time-saving mobile banking
  • 💻 Excellent website and online banking
  • 🤖 Helpful AI chat assistant
  • 🏦 Reliable and consistent credit union

Room to improve

  • 🔒 Issues with card unlocking
  • ⏱️ Slow transaction updates
  • 🐛 Bugs and crashes in the app
  • 🧭 Difficult to navigate and use
  • 🚫 Missing key features like Zelle

Bugs and requests

Texas Capital Mobile

Reported bugs

4 issues
  • App freezes or crashes on login
  • Inconsistent performance across devices
  • Accounts not displaying properly
  • Issues with linking external accounts

Requested features

5 requests
  • Faster account transfers
  • Improved alert and notification system
  • Integration with popular money management tools
  • More customization options
  • Expanded mobile deposit capabilities

CUTXMOBILE

Reported bugs

3 issues
  • App not compatible with latest iOS versions
  • Inconsistent app performance and stability
  • Issues with external account transfers

Requested features

4 requests
  • Bring back mobile check deposits
  • Improve Zelle integration and functionality
  • Add ability to rename accounts
  • Provide real-time transaction updates

In-app purchases

None

Texas Capital Mobile

No in-app purchases

None

CUTXMOBILE

No in-app purchases

Questions

Is Texas Capital Mobile free?
Texas Capital Mobile is free to download, with no in-app purchases.
Is CUTXMOBILE free?
CUTXMOBILE is free to download, with no in-app purchases.
Which has better reviews, Texas Capital Mobile or CUTXMOBILE?
CUTXMOBILE is rated higher. Texas Capital Mobile averages 4.6 out of 5 from 1.2K ratings, while CUTXMOBILE averages 4.8 from 11K ratings.
Do Texas Capital Mobile or CUTXMOBILE have ads?
Neither Texas Capital Mobile nor CUTXMOBILE shows ads.
Which is updated more often, Texas Capital Mobile or CUTXMOBILE?
Texas Capital Mobile ships an update every 4 months, and CUTXMOBILE monthly. Most recently, Texas Capital Mobile was updated on November 1, 2026 and CUTXMOBILE on November 3, 2026.

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