Comparison

MSB Mobile GA vs EXCH Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB Mobile GA

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks remotely
  • Manage bill payments
Features
Read full description

Start banking wherever you are with your MSB Mobile for iPhone and iPad mobile app! Available to all Magnolia State Bank online banking customers. Your MSB Mobile for iPhone and iPad mobile app allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device. Remote Deposit Capture - Deposit checks while on the go with your device. All features may not be available in the tablet application.

About

EXCH Mobile

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

EXCH Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EXCH Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the EXCH Mobile app, you must be enrolled as a EXCH Mobile digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

MSB Mobile GA4 screens
EXCH Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: EXCH Mobile at 88% against MSB Mobile GA's 0%. EXCH Mobile also leads on rating (4.9 vs 4.6) and ratings volume (855 vs 94). MSB Mobile GA's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EXCH Mobile holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: EXCH Mobile has 855 ratings behind it against 94, so its average is the more settled of the two. Written reviews point the same way: 0% of MSB Mobile GA's written reviews are positive against 88% of EXCH Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
MSB Mobile GA versus EXCH Mobile: the parameters behind the verdict, then further details
ParameterMSB Mobile GAEXCH Mobile
PriceFreeFree
Rating4.6 (94 ratings)4.9 (855 ratings) — better
Positive reviews0.0% of reviews87.5% of reviews — better
Number of ratings94855 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB179 MB
Age rating4+4+
DeveloperBank of EastmanExchange Bank (GA)

Customer experience

MSB Mobile GA

All ratings94 ratings
Positive89.4%
Neutral1.1%
Negative9.6%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

EXCH Mobile

All ratings855 ratings
Positive97.8%
Neutral1.1%
Negative1.2%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

MSB Mobile GA

No in-app purchases

None

EXCH Mobile

No in-app purchases

Questions

Is MSB Mobile GA free?
MSB Mobile GA is free to download, with no in-app purchases.
Is EXCH Mobile free?
EXCH Mobile is free to download, with no in-app purchases.
Which has better reviews, MSB Mobile GA or EXCH Mobile?
EXCH Mobile is rated higher. MSB Mobile GA averages 4.6 out of 5 from 94 ratings, while EXCH Mobile averages 4.9 from 855 ratings.
Do MSB Mobile GA or EXCH Mobile have ads?
Neither MSB Mobile GA nor EXCH Mobile shows ads.
Which is updated more often, MSB Mobile GA or EXCH Mobile?
MSB Mobile GA ships an update monthly, and EXCH Mobile monthly. Most recently, MSB Mobile GA was updated on September 23, 2026 and EXCH Mobile on September 26, 2026.

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