Comparison

EXCH Mobile vs CBT2Go Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EXCH Mobile

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

EXCH Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EXCH Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the EXCH Mobile app, you must be enrolled as a EXCH Mobile digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

CBT2Go Mobile

Manage your finances on the go with this app. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. View statements and locate branches or ATMs easily.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • View statements
  • Find branches/ATMs
  • Account security
Features
Read full description

CBT2Go Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with CBT2Go Mobile: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

EXCH Mobile4 screens
CBT2Go Mobile4 screens

Verdict

The call

EXCH Mobile and CBT2Go Mobile both sit at 4.9 stars, but that hides the real split: 88% of EXCH Mobile's written reviews are positive against 67% of CBT2Go Mobile's. EXCH Mobile also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for EXCH Mobile against 4.9 for CBT2Go Mobile. Both are backed by a comparable volume of ratings — 855 and 472 respectively. Written reviews are what separate them: 88% of EXCH Mobile's written reviews are positive against 67% of CBT2Go Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 26, 2026.

Scorecard2 real differences · 8 level
EXCH Mobile versus CBT2Go Mobile: the parameters behind the verdict, then further details
ParameterEXCH MobileCBT2Go Mobile
PriceFreeFree
Rating4.9 (855 ratings)4.9 (472 ratings)
Positive reviews87.5% of reviews — better66.7% of reviews
Number of ratings855 — better472
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size179 MB181 MB
Age rating4+12+
DeveloperExchange Bank (GA)Century Bank & Trust

Customer experience

EXCH Mobile

All ratings855 ratings
Positive97.8%
Neutral1.1%
Negative1.2%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

CBT2Go Mobile

All ratings472 ratings
Positive98.1%
Neutral1.1%
Negative0.8%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

EXCH Mobile

No in-app purchases

None

CBT2Go Mobile

No in-app purchases

Questions

Is EXCH Mobile free?
EXCH Mobile is free to download, with no in-app purchases.
Is CBT2Go Mobile free?
CBT2Go Mobile is free to download, with no in-app purchases.
Which has better reviews, EXCH Mobile or CBT2Go Mobile?
EXCH Mobile and CBT2Go Mobile are both rated 4.9 out of 5 on the App Store, from 855 and 472 ratings respectively.
Do EXCH Mobile or CBT2Go Mobile have ads?
Neither EXCH Mobile nor CBT2Go Mobile shows ads.
Which is updated more often, EXCH Mobile or CBT2Go Mobile?
EXCH Mobile ships an update monthly, and CBT2Go Mobile monthly. Most recently, EXCH Mobile was updated on September 26, 2026 and CBT2Go Mobile on September 26, 2026.

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