Secure Checking vs OnStar Guardian

Members of Secure Checking can enjoy convenient access to their benefits, including discounts and savings with the Secure Checking mobile app! With the Secure Checking app you will have access to discounts at local restaurants, shops, attractions, travel destinations, and more. Access health discounts savings and locate providers while you are on the go. You will have personal protection and peace of mind even while you are on the go with access to your IDProtect services that are available with Secure Checking. With the Secure Checking app you can check credit alerts on your mobile device and instantly call to learn more or to dispute the activity. You will also have the ability to view your credit report and score. Should you become a victim of identity fraud, the Secure Checking app can easily connect you to a dedicated fraud specialist who will be assigned to manage your case – or connect you to file a claim for identity fraud expense reimbursement to cover expenses associated with restoring your identity. Lost/stolen credit card? With the Secure Checking app you can quickly connect to a representative 24/7 to report your previously registered cards with just one phone call. To be eligible for the Secure Checking app, your financial institution must offer this service to eligible checking account holders. Prior to downloading, be sure to register online at www.SecureChecking.com using the Access Code provided by your financial institution. After downloading the Secure Checking app – you will then log in using the same user name and password used online. Secure Checking App Features: • Easily find great savings and discounts from businesses near your current location, including map and directions • Use a mobile coupon to immediately enjoy your savings by simply showing your mobile device • Convenient access to your “Favorite Deals” • Ability to access and view credit alerts • View credit report and score • Connect to dedicated fraud specialists in the event you have suffered an identity fraud incident • Report lost/stolen credit or debit cards 24/7 • Access to information related to other Secure Checking benefits

SAFETY SERVICES RIGHT ON YOUR PHONE   Get family safety services — Roadside Assistance, help in a crash, family locator and Emergency Services — with the OnStar Guardian® app. No matter where you are, we're with you and your family – in any vehicle, even on your motorcycle. Eligible OnStar Members receive the OnStar Guardian app as part of their plan. A standalone plan is only $15 a month. Plus, you can share the app with up to 7 friends or family members at no additional cost.   FAMILY SAFETY THAT GOES WHERE YOU GO   Mobile Crash Response •      Crash detection that can send for help automatically •      Smartphone sensors can detect a car accident and alert an OnStar Advisor •      Help in a crash in any vehicle — or on your motorcycle   Roadside Assistance •      Don't get stranded. Get help on the road, jump a dead battery, get assistance with a flat tire — you can even get fuel delivered or request a tow •      Roadside Assistance for any vehicle or motorcycle   Location Status •      Togetherness when you're apart. The family locator that lets you share and save real-time locations, view a live map, even send departure and arrival notifications   Emergency Services •    Help when it's needed. The red Emergency button provides priority access to an OnStar Emergency Advisor 24/7 •    Get specially trained assistance with medical issues, severe weather and more — all while our Advisors send First Responders to your exact location     LIMITATIONS   Price subject to taxes and fees. See onstar.com/plans/guardian-app for details and limitations.   U.S. and Canada only. Available on select Apple devices. OnStar Guardian service plan, cell reception, GPS signal and device data connection required. May not transmit all crash data. You may cancel at any time by calling 1.888.4ONSTAR (1.888.466.7827).   Location Status services designed to locate compatible smartphones with Location Services permission enabled. Functionality varies by mobile device and plan. Data rates may apply. Terms and limitations apply.   Roadside services provided by third-party providers. Roadside services are for passenger vehicles (cars and trucks) and motorcycles only. Limitations and restrictions apply. Towing services can be used four times per year then additional charges apply. Additional charges apply to tire changes when a spare tire is not provided.     Up to seven additional individuals can be added to the “My Family” section within the app.