Stash vs AllocateRite Advisor

Invest with confidence—expert-built portfolios, guidance, and automation Stash is the investing app that helps everyday Americans make their money work harder. Whether you're planning for retirement, building a safety net for the future, or investing for the first time, Stash combines expert-managed portfolios with powerful automation and personalized guidance to help you stay on track. As a Registered Investment Advisor (RIA), we act in your best interest—like the financial pros wealthy people hire, but built for real working people. With Stash, you’ll invest smarter, not harder, using the same long-term strategies professionals trust. Automated investing, managed by experts Smart Portfolio takes the guesswork out of investing with expert advice. Stash builds and manages a diversified portfolio designed to build wealth over time. We automatically rebalance and optimize for your goals—so you can focus on living your life, not watching the markets. Want to choose your own stocks and ETFs? Build a portfolio that reflects your goals, values, and interests. With Stash, you get access to thousands of investments, plus tools and recommendations to help you invest with confidence—not complexity. Set your investing on autopilot with Auto-Stash Stash customers who invest on a schedule with Auto-Stash set aside 9x more than those who don’t.¹ Set it once, and add to your Stash in the background—no extra work needed. Your personal Money Coach, always on Finances can be overwhelming. Money Coach gives you fast, personalized advice tailored to your life—whether it’s understanding your next move or staying motivated toward your goals. Turn spending into investing Use the Stock-Back® Debit Card to earn stock with every eligible purchase—up to 3% back. It’s a simple way to build long-term wealth while buying what you need today.² Invest in retirement Plan ahead with a Traditional or Roth IRA. Designed for long-term growth, Stash helps you invest for a future with fewer financial worries—and potential tax advantages along the way. Help the next generation start strong Open a Custodial Account for a child in your life. You manage it today, they benefit tomorrow. It’s an investment in their future—and in your legacy. Make your money work as hard as you do With automated tools, expert support, and long-term investing guidance, Stash helps simplify the path to financial confidence. Disclosures ¹ Based on Stash internal data as of February 29, 2024. “Set Aside” is defined as complete incoming transfers from external funding sources to Stash across all brokerage and banking accounts. This statistic does not take withdrawals into consideration. ² Limitations apply. 3% Stock-Back® rewards available only for qualified bonus merchants on Stash+. See Bonus Rewards Terms & Conditions. Monthly Subscription Fee starts at $3/month. Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.See Advisory Agreement & Deposit Account Agreement: stsh.app/legal. Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Must be 18+ to open an account. Stash only available to US citizens, permanent residents, & select visa types.

AllocateRite Advisor Client puts your full financial picture in your pocket. The mobile companion to your AllocateRite Advisor Client account, it connects your investments, your everyday money, and your plan — so you always know where you stand and what comes next, wherever you are. TRACK YOUR PORTFOLIO • See your holdings, asset allocation, and net worth at a glance • Compare your portfolio against the benchmarks you care about • Review your risk profile and future projections UNDERSTAND YOUR MONEY • Securely link your bank, credit, and investment accounts • Follow your cash flow, spending, and subscriptions in one place • Keep track of your assets, liabilities, and progress toward your goals PROPOSALS & DOCUMENTS • Review and sign proposals right from your phone — no printing, no paperwork • Find and store your important documents in one secure place INVEST THE WAY YOU WANT • Set your risk tolerance and preferences through a simple guided setup • Add values-based restrictions and priorities so your portfolio reflects what matters to you Use it alongside AllocateRite Advisor Client on the web — everything stays in sync, so you can pick up right where you left off on any device. AllocateRite Advisor Client is a free companion app designed exclusively for existing clients for AllocateRite Advisor. To get started, simply sign in using the credentials provided by your advisory team. Note: Account access must be provisioned by your professional advisor.