LiquidPay vs FWD SG
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LiquidPay
This mobile payment app simplifies online transactions with quick, secure, and convenient QR code scanning. Access exclusive discounts and vouchers from numerous merchants, which are automatically applied at checkout. Advanced security and encryption protect your data, with optional Touch ID or PIN code access.
- QR code payments
- Exclusive offers and vouchers
- Automatic discount application
- Advanced security and encryption
- Touch ID/PIN code protection
- Voucher sharing
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DISCOVER SEAMLESS TRAVEL PAYMENTS LiquidPay V2 makes travel easier with seamless cross-border payments and real-time money transfers, where available. PAY OVERSEAS WITH YOUR HOME CURRENCY Scan and pay overseas merchants using local QR codes across the RoamQRTM network, while paying in your home currency with transparent exchange rates and a smooth payment experience. GLOBAL RESIDENT SIGN-UP Designed for global travellers and residents, LiquidPay V2 offers easy sign-up for supported international users, so you can get started quickly and manage your spending on the go. REAL-TIME INTERNATIONAL TRANSFERS Send money to Singapore, Malaysia and India with fast, secure transfers directly from the app. TRAVEL WITH GREATER PEACE OF MIND Stay in control with built-in spending controls and enhanced security features that help protect your wallet anytime, anywhere.
FWD SG
Manage your insurance policies, submit claims, and access policy documents all in one place. This app offers convenient features like biometric login, cashless payments, and a chatbot for support. Stay updated on news, promotions, and referral rewards.
- All-in-one policy management
- Biometric and face ID login
- Seamless claims submission
- Update personal particulars
- Workshop and clinic locator
- Cashless payment with e-card
- 24/7 chatbot support
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Get a quote, buy or manage your policies with the FWD SG app. Because at FWD, we believe in making insurance simple and convenient for you through technology and innovation, so that you focus your time and energy on people who matters most. • ALL IN ONE: Say bye to multiple logins by using your online service account. Find it hard to remember your passwords? Simply login by turning on your biometrics or face ID. • VIEW POLICY DETAILS AND RETRIEVE POLICY DOCUMENTS: Worried about missing a policy renewal? Log in to the app and you’ll find your policy details in a jiffy! If you’re an insured (and not policy owner) of the policy, you can view your policy details via the app too. Just remember to sign up for an account with us as an insured. • SEAMLESS CLAIMS SUBMISSION: Submit your claims hassle-free by taking photos of your documents and uploading them via the app. • UPDATE PERSONAL PARTICULARS: Change your address, mobile number or any other personal details with ease. • LOCATE A WORKSHOP OR CLINIC: Find the nearest car or motorcycle workshop, or a nearby clinic for yourself or your maid with our workshop/clinic locator. • CASHLESS PAYMENT WITH YOUR E-CARD: Flash your eCard at the clinic in Singapore to enjoy cashless payment (up to S$500). One less thing to worry about when you’re ill. • CONTACT US: Faith, our dependable chatbot is here 24/7! Or schedule a call back through the app to have our friendly service colleagues reach out to you. • NEWS, ANNOUNCEMENTS, BLOGS: Stay updated on our latest announcements, travel news, or exciting financial and insurance knowledge on our blog. • PROMOTION: Be updated with our latest promotions and launches. Afterall, who doesn’t love a good deal? • TRACK YOUR REFERRAL REWARDS & RECEIVE YOUR PAYOUT: Love FWD and have been referring friends to the community? You can track the status of your referrals and make arrangements for your payout through the app. Just tell us the mobile number connected to your PayNow account and we’ll make the transfer. Easy! Stay tuned for more features coming soon!
Screenshots
Verdict
The clearest difference is rating: FWD SG at 4.5 against LiquidPay's 3.7. FWD SG also leads on ratings volume (24 vs 3). LiquidPay's advantage is review sentiment (50% vs 31%) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FWD SG holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: FWD SG has 24 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 50% of LiquidPay's written reviews are positive against 31% of FWD SG's, so the app with the better star average is not the one people write more warmly about.
LiquidPay ships an update every 9 days, FWD SG monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | LiquidPay | FWD SG |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 4.5 (24 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 30.9% of reviews |
| Number of ratings | 3 | 24 — better |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 89 MB | 146 MB |
| Age rating | 4+ | 4+ |
| Developer | Liquid Group Pte. Ltd. | FWD Singapore Pte. Ltd. |
Customer experience
LiquidPay
FWD SG
In-app purchases
LiquidPay
No in-app purchases
FWD SG
No in-app purchases









