Comparison

CS Credit Union vs SECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CS Credit Union

Features
Read full description

Welcome to CSCU's new mobile app! The CS Credit Union is a member owned Credit Union whose purpose is to provide its members with financial products characterized by outstanding service. We offer a complete array of deposit services: savings accounts, checking accounts, Christmas savings accounts and special savings accounts. Electronic services such as ATM, ACH, VISA Check Card, Internet Access and Audio Response provides easy access to your accounts. We also offer competitive rates for many types of loans such as signature, vehicle and home equity. Take advantage of the many service offerings at CS Credit Union.

About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

Screenshots

CS Credit Union4 screens
SECU4 screens

Verdict

The call

The clearest difference is iOS requirement: CS Credit Union at 12.0 against SECU's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CS Credit Union ships an update every 3 months, SECU every 2 months. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
CS Credit Union versus SECU: the parameters behind the verdict, then further details
ParameterCS Credit UnionSECU
PriceFreeFree
Rating—4.9 (276K ratings) — better
Positive reviews—64.3% of reviews
Number of ratings—276K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size74 MB43 MB
Age rating4+4+
DeveloperCS Credit UnionNorth Carolina State Employees' Credit Union

Bugs and requests

CS Credit Union

Not enough reviews yet to summarise bugs or requests.

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

In-app purchases

None

CS Credit Union

No in-app purchases

None

SECU

No in-app purchases

Questions

Is CS Credit Union free?
CS Credit Union is free to download, with no in-app purchases.
Is SECU free?
SECU is free to download, with no in-app purchases.
Do CS Credit Union or SECU have ads?
Neither CS Credit Union nor SECU shows ads.
Which is updated more often, CS Credit Union or SECU?
CS Credit Union ships an update every 3 months, and SECU every 2 months. Most recently, CS Credit Union was updated on October 26, 2026 and SECU on October 31, 2026.

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