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SECU

SECU

by North Carolina State Employees' Credit Union

276K ratings
713 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 23, 2019
  • September 16, 2026

Developer

North Carolina State Employees' Credit Union
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About

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

✓View account balances and transactions
✓Lock/unlock debit cards
✓Schedule and manage bill payments
✓Transfer funds between accounts
✓Deposit checks via mobile
✓Request loan advances
✓Secure messaging
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What users say

Summarized from real user reviews of SECU. Based on 276K reviews and a 4.9/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly app
  • 🚀Efficient mobile banking features
  • 🔒Secure transactions
  • 💡Convenient mobile check deposit
  • 👍Helpful and friendly customer service

Negative things

  • 🐛Unreliable mobile deposit
  • 🐛Inconsistent transaction history display
  • 🐛Frequent app crashes and glitches
  • 🔍Lack of advanced features (notes, recurring transfers)
See all reviews

What's New in SECU

7.0.4

September 16, 2026

Minor bug fixes and performance enhancements to the Transaction History screen. Make sure you have automatic updates turned on to always have the latest app version. Go to Settings > App Store > and toggle on "App Updates."

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User reviews

Most RecentHighest RatedLowest Rated

New app still subpar

By trying to make your app and website look sleek and modern you took away function. Why is there no dark mode, why can i no longer view total pending transactions, why do i need to dig through sub menus to find functions that used to be one click away. Clearly this product was shipped before it was ready. Even after giving it a couple of months, basic functions are still missing. Disappointing.
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UNC_WCDUNC_WCD

Thumbs Down👎

This app often does not display accurate account information for each account.
TippyieTippyie

Balance

Just a suggestion based on my use of other credit union apps… it’s helpful if you list the balance left under each transaction.
jjk27jjk27

Horrible update

This was a perfect app until they updated it and ruined it. Takes forever to update your balance, more complicated to use, and overall just a horrible, horrible update. Bring back the old app please!!!
skater_mamaskater_mama

Terrible

This app no longer works. Keeps telling me invalid credentials, but I log in fine on the website. Please fix the bug!
Cootiequeen3Cootiequeen3
See 708 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen issues causing lockouts

Bug

Mobile deposit not recognizing check orientation

Bug

Inconsistent app performance after iOS updates

Bug
✨

Requested Features

4 requests

Add notes/memos to transactions

Feature

Enable recurring transfers between accounts

Feature

Implement true landscape mode for tablets

Feature

Improve email/text alert options

Feature

FAQ

What can I do with the SECU mobile app?

The app allows you to manage your accounts by viewing balances and transactions, manage your cards by locking them, pay bills, transfer funds between your SECU accounts or to loans/credit cards, deposit checks, request loan advances, and send secure messages. You can also locate branches and ATMs.

How do I set up the app?

To register, you'll need your existing Member Access User ID and password. You'll then answer a security question or enter a One-Time Passcode. Finally, you'll set up a device passcode and can enable Touch ID or Face ID for added security.

Is the app secure?

Yes, the app prioritizes security. You can secure your app with a unique device passcode and also utilize Touch ID or Face ID for authentication, providing an extra layer of protection for your financial information.

Can I deposit checks with this app?

Yes, the app features a Mobile Check Deposit function. This allows you to quickly and easily deposit checks directly from your mobile device without needing to visit a branch or ATM.

Is there a cost to use the SECU mobile app?

Based on the provided information, the app is free to download and use. There are no in-app purchases or advertisements mentioned, indicating a free service for members.