Comparison

SECU vs National General

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

About

National General

Manage your insurance policies conveniently from your mobile device. Access policy documents, ID cards, make payments, and file claims anytime, anywhere.

Highlights
  • Sign policy documents
  • Access ID cards
  • Make payments
  • File claims
  • Request roadside assistance
  • View policy documents
Features
Currently charting
Read full description

Access your policy on the go. Here are some of the things you can do with the National General app: - Sign your new policy documents - Access your ID cards - Enroll in paperless - Make a payment - Reinstate or renew your policy - Request roadside assistance - File a claim - View your drivers and vehicles - View your coverages - View all policy documents - View your payment history

Screenshots

SECU4 screens
National General4 screens

Verdict

The call

SECU and National General both sit at 4.9 stars, but that hides the real split: 65% of SECU's written reviews are positive against 41% of National General's. SECU also leads on ratings volume (276K vs 47K). National General's advantage is update cadence (every 3 weeks vs every 2 months) and chart position (#194 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for SECU against 4.8 for National General. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 47K, so its average is the more settled of the two. Written reviews are what separate them: 65% of SECU's written reviews are positive against 41% of National General's.

UpkeepUpdate frequency

SECU ships an update every 2 months, National General every 3 weeks. Both last shipped on September 27, 2026.

Scorecard4 real differences · 7 level
SECU versus National General: the parameters behind the verdict, then further details
ParameterSECUNational General
PriceFreeFree
Rating4.9 (276K ratings) — better4.8 (47K ratings)
Positive reviews64.9% of reviews — better41.1% of reviews
Number of ratings276K — better47K
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#194 — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size43 MB200 MB
Age rating4+4+
DeveloperNorth Carolina State Employees' Credit UnionNational General Insurance Company

Customer experience

SECU

All ratings276,479 ratings
Positive97.9%
Neutral1.0%
Negative1.1%
Written reviews712 reviews
Positive64.9%
Neutral4.5%
Negative30.6%

National General

All ratings46,759 ratings
Positive96.0%
Neutral2.0%
Negative2.0%
Written reviews409 reviews
Positive41.1%
Neutral4.6%
Negative54.3%

User reviews

SECU

From 276K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Efficient mobile banking features
  • 🔒 Secure transactions
  • 💡 Convenient mobile check deposit
  • 👍 Helpful and friendly customer service

Room to improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inconsistent transaction history display
  • 🐛 Frequent app crashes and glitches
  • 🔍 Lack of advanced features (notes, recurring transfers)

National General

From 47K App Store ratings

What we love

  • 🚀 Fast and responsive
  • 👍 Clean and intuitive UI
  • 💡 Commitment to improving the app

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Login and password issues
  • 🔋 App not working after updates

Bugs and requests

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

National General

Reported bugs

3 issues
  • Login screen freezes
  • App crashes on launch
  • Unable to access ID cards or policy information

Requested features

3 requests
  • Add Apple Wallet support
  • Improve navigation with working back button
  • Provide better customer service and communication

In-app purchases

None

SECU

No in-app purchases

None

National General

No in-app purchases

Questions

Is SECU free?
SECU is free to download, with no in-app purchases.
Is National General free?
National General is free to download, with no in-app purchases.
Which has better reviews, SECU or National General?
SECU is rated higher. SECU averages 4.9 out of 5 from 276K ratings, while National General averages 4.8 from 47K ratings.
Do SECU or National General have ads?
Neither SECU nor National General shows ads.
Which is updated more often, SECU or National General?
SECU ships an update every 2 months, and National General every 3 weeks. Most recently, SECU was updated on September 27, 2026 and National General on September 27, 2026.

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