Comparison

bunq vs Yoursafe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

About

Yoursafe

Manage your personal and business finances with secure payment accounts. This app prioritizes your privacy and identity protection while offering a comprehensive financial management experience. It is a regulated Electronic Money Institution licensed by the Dutch Central Bank.

Highlights
  • Personal payment accounts
  • Business payment accounts
  • Privacy-focused features
  • Identity protection
  • Financial management
  • Regulated Electronic Money Institution
Features
Read full description

Yoursafe is a fintech scale-up changing the financial industry. We offer Personal YOU and Business Payment Accounts with unique privacy focussed features. With Yoursafe you can manage all your finances, while your identity is safe and protected. We are continuously developing new features, and we love to hear from you. Reach out to our support with any issue, feature request, success, or just to say hi. Yoursafe is a regulated Electronic Money Institution with a license from the Dutch Central Bank (DNB).

Screenshots

bunq4 screens
Yoursafe4 screens

Verdict

The call

The clearest difference is rating: bunq at 4.4 against Yoursafe's 2.4. bunq also leads on review sentiment (42% vs 13%) and ratings volume (1.4K vs 5). Yoursafe's advantage is monetization model (free vs freemium). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

bunq holds the better App Store score, 4.4 against 2.4. That said, the two scores are not equally well evidenced: bunq has 1.4K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 42% of bunq's written reviews are positive against 13% of Yoursafe's.

UpkeepUpdate frequency

bunq ships an update weekly, Yoursafe monthly. The most recent releases landed on October 29, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
bunq versus Yoursafe: the parameters behind the verdict, then further details
ParameterbunqYoursafe
PriceFreeFree
Rating4.4 (1.4K ratings) — better2.4 (5 ratings)
Positive reviews42.4% of reviews — better13.3% of reviews
Number of ratings1.4K — better5
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.6 — better
Further details — not scored
Size468 MB135 MB
Age rating4+12+
DeveloperbunqBitsafe

Customer experience

bunq

All ratings1,429 ratings
Positive85.7%
Neutral2.7%
Negative11.6%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

Yoursafe

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews120 reviews
Positive13.3%
Neutral2.5%
Negative84.2%

Bugs and requests

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

Yoursafe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bunq

No in-app purchases

None

Yoursafe

No in-app purchases

Questions

Is bunq free?
bunq is free to download, with no in-app purchases.
Is Yoursafe free?
Yoursafe is free to download, with no in-app purchases.
Which has better reviews, bunq or Yoursafe?
bunq is rated higher. bunq averages 4.4 out of 5 from 1.4K ratings, while Yoursafe averages 2.4 from 5 ratings.
Do bunq or Yoursafe have ads?
Neither bunq nor Yoursafe shows ads.
Which is updated more often, bunq or Yoursafe?
bunq ships an update weekly, and Yoursafe monthly. Most recently, bunq was updated on October 29, 2026 and Yoursafe on October 22, 2026.

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