Comparison

bunq vs My VWPFS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

About

My VWPFS

Access all your lease car information, including contract details, contact information, and transaction history. Schedule appointments, report damage, and use the integrated navigation system.

Highlights
  • Lease contract details
  • Fuel and fine transactions
  • Contact information
  • Appointment scheduling
  • Damage reporting
  • Navigation system
Features
Read full description

Here you will find all current and important information about your lease car. This way you always have necessary information at hand, such as our contact details, your lease contract, fuel transactions and fines. You can also use the app to make appointments, to report damage and as a navigation system. Create an account Create an account with the e-mail address known to us. If you are unable to create an account, please contact us. We are happy to help you. Questions or feedback? Do you have any further questions or feedback on this app? Let us know via berijdersdesk@vwpfs.nl or +31 33 454 9555. We wish you many safe kilometers and have fun using the app!

Screenshots

bunq4 screens
My VWPFS4 screens

Verdict

The call

The clearest difference is review sentiment: bunq at 42% against My VWPFS's 0%. bunq also leads on update cadence (weekly vs every 2 months) and ratings volume (1.4K vs 1). My VWPFS's advantage is rating (5.0 vs 4.4) and monetization model (ad-supported vs freemium). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My VWPFS holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: bunq has 1.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 42% of bunq's written reviews are positive against 0% of My VWPFS's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

bunq ships an update weekly, My VWPFS every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
bunq versus My VWPFS: the parameters behind the verdict, then further details
ParameterbunqMy VWPFS
PriceFreeFree
Rating4.4 (1.4K ratings)5.0 (1 ratings) — better
Positive reviews42.4% of reviews — better0.0% of reviews
Number of ratings1.4K — better1
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size468 MB96 MB
Age rating4+4+
DeveloperbunqVolkswagen PON Financial Services B.V.

Customer experience

bunq

All ratings1,429 ratings
Positive85.7%
Neutral2.7%
Negative11.6%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

My VWPFS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

My VWPFS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bunq

No in-app purchases

None

My VWPFS

No in-app purchases

Questions

Is bunq free?
bunq is free to download, with no in-app purchases.
Is My VWPFS free?
My VWPFS is free to download, with no in-app purchases.
Which has better reviews, bunq or My VWPFS?
My VWPFS is rated higher. bunq averages 4.4 out of 5 from 1.4K ratings, while My VWPFS averages 5.0 from 1 ratings.
Do bunq or My VWPFS have ads?
Neither bunq nor My VWPFS shows ads.
Which is updated more often, bunq or My VWPFS?
bunq ships an update weekly, and My VWPFS every 2 months. Most recently, bunq was updated on October 24, 2026 and My VWPFS on October 20, 2026.

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