Tikkie vs My VWPFS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tikkie
Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.
- Send payment requests
- Receive money easily
- Group expense tracking
- Cashback deals
- No bank account exchange
- Business payment requests
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Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.
My VWPFS
Access all your lease car information, including contract details, contact information, and transaction history. Schedule appointments, report damage, and use the integrated navigation system.
- Lease contract details
- Fuel and fine transactions
- Contact information
- Appointment scheduling
- Damage reporting
- Navigation system
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Here you will find all current and important information about your lease car. This way you always have necessary information at hand, such as our contact details, your lease contract, fuel transactions and fines. You can also use the app to make appointments, to report damage and as a navigation system. Create an account Create an account with the e-mail address known to us. If you are unable to create an account, please contact us. We are happy to help you. Questions or feedback? Do you have any further questions or feedback on this app? Let us know via berijdersdesk@vwpfs.nl or +31 33 454 9555. We wish you many safe kilometers and have fun using the app!
Screenshots
Verdict
The clearest difference is ratings volume: Tikkie at 1.5K against My VWPFS's 1. Tikkie also leads on review sentiment (19% vs 0%) and update cadence (monthly vs every 2 months). My VWPFS's advantage is rating (5.0 vs 4.8) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My VWPFS holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Tikkie has 1.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 19% of Tikkie's written reviews are positive against 0% of My VWPFS's, so the app with the better star average is not the one people write more warmly about.
Tikkie ships an update monthly, My VWPFS every 2 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | Tikkie | My VWPFS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.5K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 18.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.5K — better | 1 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 238 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | ABN AMRO Bank N.V. | Volkswagen PON Financial Services B.V. |
Customer experience
Tikkie
My VWPFS
Bugs and requests
Tikkie
Reported bugs
2 issues- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs
Requested features
5 requests- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium
My VWPFS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Tikkie
No in-app purchases
My VWPFS
No in-app purchases








