Optima24 vs Mybaraka

Optima24 - Удобное, безопасное и технологичное мобильное приложение для управления финансами самостоятельно. Мы предлагаем : • Моментальные переводы внутри карт Банка без комиссии; • Моментальные переводы Visa2Visa на платежные карты Visa других стран мира; • Межбанковские переводы; • Пополнение электронных кошельков и карт других банков; • Пополнение баланса сотовых операторов без комиссии; • Онлайн кредит; • Онлайн депозит; • Оплата за коммунальные, государственные и муниципальные услуги; • Открытие онлайн счета в иностранной валюте на выбор; • Управление лимитами и настройками самостоятельно в приложении; • Формирование выписки по карточному счету абсолютно бесплатно; • Доступ к каталогу скидок по платежным картам Банка. Оптима24 - лучший помощник в мир финансов!

MyBaraka is your personal finance assistant. Create smart budgets, log expenses in seconds, monitor subscriptions, and follow every goal — all inside a modern interface available in Kazakh, Russian, and English. Dashboard See your income versus spending at a glance, with a clear breakdown of where your money goes across all categories and time periods. Transactions Add expenses or income instantly. Choose a wallet, attach a category, set a custom limit, and keep a full history of every operation. Subscriptions Track all your active subscriptions, upcoming charges, and monthly totals. Stay ahead of renewal dates so nothing catches you off guard. Goals Set savings targets, monitor your progress over time, and top up faster whenever you have extra cash available. AI Assistant Ask the built-in AI for personalized budgeting tips, financial advice, or quick answers — in Russian or Kazakh, whenever you need it. Security and Convenience Secure login, multi-wallet tracking, customizable budget reset dates, and full data sync — your finances available anywhere, any time. AUTO-RENEWABLE SUBSCRIPTIONS MyBaraka Pro Monthly — 1 month — 2,490 KZT (Reference name: mybaraka.app.monthly) MyBaraka Pro Annual — 1 year — 19,990 KZT (Reference name: mybaraka.app.yearly) Subscription terms: Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://mybaraka.app/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Your data is kept private, synced with a secure backend, and available wherever you need a clear picture of your finances.