ReferLive vs LSCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ReferLive
Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.
- Refer friends via text, email, or social media
- Track referral progress
- Quick login feature
- Receive reward cards for referrals
- Direct contact with support
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Get paid by your financial institution to refer your friends to open a new bank account. ReferLive makes it easier and more secure than ever. Receive bonus payments of $50 or more for each qualified referral. You can earn $500 or more each year. Refer Your Friends - Choose how you want to share the offer: text, email, Facebook, Twitter Manage And Track Your Success - View your reward progress and make additional referrals all in one convenient place Quick Access - Enable our quick login feature after your first sign on for even faster access to referrals Rewards Delivered to You - Your financial institution will send reward cards directly to you for qualified referrals - Reward cards can be used anywhere you make purchases with a debit card Contact Us Easily - Let us know if you have a question - 615-864-7520 - info@referlive.com
LSCU
Manage your credit union accounts conveniently from your mobile device. This app offers a secure and user-friendly digital banking experience, allowing you to check balances, view transactions, and perform essential banking tasks on the go.
- Customizable Dashboard
- Deposit Checks
- Member to Member Transfers
- Pay Loans
- Real Time Alerts
- Enhanced Security
- Branch and ATM Locator
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Stay connected to your Lone Star Credit Union accounts on the go with the LSCU app. It’s a powerful, functional, and joyful digital banking experience. Check balances, view transaction history and more! Features: • Customizable Dashboard • Deposit Checks • Member to Member Transfers • Pay Loans • Real Time Alerts • Enhanced Security and Biometrics • Branch and ATM Locator
Screenshots
Verdict
The clearest difference is review sentiment: LSCU at 100% against ReferLive's 0%. LSCU also leads on rating (4.9 vs 3.3) and update cadence (monthly vs every 5 months). ReferLive's advantage is iOS requirement (8.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LSCU holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: LSCU has 1.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of ReferLive's written reviews are positive against 100% of LSCU's.
ReferLive ships an update every 5 months, LSCU monthly. Both last shipped on October 24, 2026.
| Parameter | ReferLive | LSCU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (6 ratings) | 4.9 (1.1K ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 | 1.1K — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 8.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 14 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | CustomerStream Inc | Lone Star Credit Union |
Customer experience
ReferLive
LSCU
In-app purchases
ReferLive
No in-app purchases
LSCU
No in-app purchases









