Comparison

ReferLive vs LSCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ReferLive

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

Highlights
  • Refer friends via text, email, or social media
  • Track referral progress
  • Quick login feature
  • Receive reward cards for referrals
  • Direct contact with support
Features
Read full description

Get paid by your financial institution to refer your friends to open a new bank account. ReferLive makes it easier and more secure than ever. Receive bonus payments of $50 or more for each qualified referral. You can earn $500 or more each year. Refer Your Friends - Choose how you want to share the offer: text, email, Facebook, Twitter Manage And Track Your Success - View your reward progress and make additional referrals all in one convenient place Quick Access - Enable our quick login feature after your first sign on for even faster access to referrals Rewards Delivered to You - Your financial institution will send reward cards directly to you for qualified referrals - Reward cards can be used anywhere you make purchases with a debit card Contact Us Easily - Let us know if you have a question - 615-864-7520 - info@referlive.com

About

LSCU

Manage your credit union accounts conveniently from your mobile device. This app offers a secure and user-friendly digital banking experience, allowing you to check balances, view transactions, and perform essential banking tasks on the go.

Highlights
  • Customizable Dashboard
  • Deposit Checks
  • Member to Member Transfers
  • Pay Loans
  • Real Time Alerts
  • Enhanced Security
  • Branch and ATM Locator
Features
Read full description

Stay connected to your Lone Star Credit Union accounts on the go with the LSCU app. It’s a powerful, functional, and joyful digital banking experience. Check balances, view transaction history and more! Features: • Customizable Dashboard • Deposit Checks • Member to Member Transfers • Pay Loans • Real Time Alerts • Enhanced Security and Biometrics • Branch and ATM Locator

Screenshots

ReferLive3 screens
LSCU4 screens

Verdict

The call

The clearest difference is review sentiment: LSCU at 100% against ReferLive's 0%. LSCU also leads on rating (4.9 vs 3.3) and update cadence (monthly vs every 5 months). ReferLive's advantage is iOS requirement (8.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LSCU holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: LSCU has 1.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of ReferLive's written reviews are positive against 100% of LSCU's.

UpkeepUpdate frequency

ReferLive ships an update every 5 months, LSCU monthly. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
ReferLive versus LSCU: the parameters behind the verdict, then further details
ParameterReferLiveLSCU
PriceFreeFree
Rating3.3 (6 ratings)4.9 (1.1K ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings61.1K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better15.1
Further details — not scored
Size14 MB110 MB
Age rating4+4+
DeveloperCustomerStream IncLone Star Credit Union

Customer experience

ReferLive

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

LSCU

All ratings1,057 ratings
Positive98.9%
Neutral0.9%
Negative0.3%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ReferLive

No in-app purchases

None

LSCU

No in-app purchases

Questions

Is ReferLive free?
ReferLive is free to download, with no in-app purchases.
Is LSCU free?
LSCU is free to download, with no in-app purchases.
Which has better reviews, ReferLive or LSCU?
LSCU is rated higher. ReferLive averages 3.3 out of 5 from 6 ratings, while LSCU averages 4.9 from 1.1K ratings.
Do ReferLive or LSCU have ads?
Neither ReferLive nor LSCU shows ads.
Which is updated more often, ReferLive or LSCU?
ReferLive ships an update every 5 months, and LSCU monthly. Most recently, ReferLive was updated on October 24, 2026 and LSCU on October 24, 2026.

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