Comparison

ReferLive vs UHFCU Card Control

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ReferLive

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

Highlights
  • Refer friends via text, email, or social media
  • Track referral progress
  • Quick login feature
  • Receive reward cards for referrals
  • Direct contact with support
Features
Read full description

Get paid by your financial institution to refer your friends to open a new bank account. ReferLive makes it easier and more secure than ever. Receive bonus payments of $50 or more for each qualified referral. You can earn $500 or more each year. Refer Your Friends - Choose how you want to share the offer: text, email, Facebook, Twitter Manage And Track Your Success - View your reward progress and make additional referrals all in one convenient place Quick Access - Enable our quick login feature after your first sign on for even faster access to referrals Rewards Delivered to You - Your financial institution will send reward cards directly to you for qualified referrals - Reward cards can be used anywhere you make purchases with a debit card Contact Us Easily - Let us know if you have a question - 615-864-7520 - info@referlive.com

About

UHFCU Card Control

Manage your credit union cards with ease. Control spending, set usage rules, and view transaction details. Freeze or unfreeze your card instantly, activate new cards, and report issues.

Highlights
  • Card usage control
  • Transaction monitoring
  • Card freezing/unfreezing
  • Mobile wallet push
  • Dispute resolution
  • Card activation
  • Spending limits
Features
Read full description

Secure control of your UHFCU cards, giving you complete control of when, where, and how your cards can be used. See purchase details and location, freeze or unfreeze your card, push it to a mobile wallet, raise a dispute, activate a card, or request a replacement card. Also, set location-based controls, block international transactions, set overall spending limits for specific merchants, and mark specific merchants as trusted or blocked seamlessly.

Screenshots

ReferLive3 screens
UHFCU Card Control4 screens

Verdict

The call

The clearest difference is update cadence: UHFCU Card Control at every 2 months against ReferLive's every 5 months. ReferLive's advantage is iOS requirement (8.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ReferLive holds the better App Store score, 3.3 against 3.2. Both are backed by a comparable volume of ratings — 6 and 6 respectively.

UpkeepUpdate frequency

ReferLive ships an update every 5 months, UHFCU Card Control every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
ReferLive versus UHFCU Card Control: the parameters behind the verdict, then further details
ParameterReferLiveUHFCU Card Control
PriceFreeFree
Rating3.3 (6 ratings) — better3.2 (6 ratings)
Positive reviews0.0% of reviews—
Number of ratings66
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better15.0
Further details — not scored
Size14 MB63 MB
Age rating4+4+
DeveloperCustomerStream IncUniversity of Hawaii Federal Credit Union

Customer experience

ReferLive

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

UHFCU Card Control

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

ReferLive

No in-app purchases

None

UHFCU Card Control

No in-app purchases

Questions

Is ReferLive free?
ReferLive is free to download, with no in-app purchases.
Is UHFCU Card Control free?
UHFCU Card Control is free to download, with no in-app purchases.
Which has better reviews, ReferLive or UHFCU Card Control?
ReferLive is rated higher. ReferLive averages 3.3 out of 5 from 6 ratings, while UHFCU Card Control averages 3.2 from 6 ratings.
Do ReferLive or UHFCU Card Control have ads?
Neither ReferLive nor UHFCU Card Control shows ads.
Which is updated more often, ReferLive or UHFCU Card Control?
ReferLive ships an update every 5 months, and UHFCU Card Control every 2 months. Most recently, ReferLive was updated on November 1, 2026 and UHFCU Card Control on November 4, 2026.

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