Comparison

BluPeak vs ReferLive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BluPeak

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

Highlights
  • Check account balances
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Locate ATMs and branches
  • View transaction history
  • Activate cash back offers
Features
Read full description

BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.

About

ReferLive

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

Highlights
  • Refer friends via text, email, or social media
  • Track referral progress
  • Quick login feature
  • Receive reward cards for referrals
  • Direct contact with support
Features
Read full description

Get paid by your financial institution to refer your friends to open a new bank account. ReferLive makes it easier and more secure than ever. Receive bonus payments of $50 or more for each qualified referral. You can earn $500 or more each year. Refer Your Friends - Choose how you want to share the offer: text, email, Facebook, Twitter Manage And Track Your Success - View your reward progress and make additional referrals all in one convenient place Quick Access - Enable our quick login feature after your first sign on for even faster access to referrals Rewards Delivered to You - Your financial institution will send reward cards directly to you for qualified referrals - Reward cards can be used anywhere you make purchases with a debit card Contact Us Easily - Let us know if you have a question - 615-864-7520 - info@referlive.com

Screenshots

BluPeak4 screens
ReferLive3 screens

Verdict

The call

The clearest difference is review sentiment: BluPeak at 57% against ReferLive's 0%. BluPeak also leads on rating (4.8 vs 3.3) and ratings volume (3.2K vs 6). ReferLive's advantage is iOS requirement (8.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BluPeak holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: BluPeak has 3.2K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 57% of BluPeak's written reviews are positive against 0% of ReferLive's.

UpkeepUpdate frequency

BluPeak ships an update monthly, ReferLive every 5 months. The most recent releases landed on October 13, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
BluPeak versus ReferLive: the parameters behind the verdict, then further details
ParameterBluPeakReferLive
PriceFreeFree
Rating4.8 (3.2K ratings) — better3.3 (6 ratings)
Positive reviews57.5% of reviews — better0.0% of reviews
Number of ratings3.2K — better6
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.08.0 — better
Further details — not scored
Size162 MB14 MB
Age rating4+4+
DeveloperBluPeak Credit UnionCustomerStream Inc

Customer experience

BluPeak

All ratings3,192 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews80 reviews
Positive57.5%
Neutral8.8%
Negative33.8%

ReferLive

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

Bugs and requests

BluPeak

Reported bugs

4 issues
  • Transfers not always completing successfully
  • Mobile deposit issues with image capture
  • Frequent app crashes and login problems
  • Incompatibility with VPN usage while traveling

Requested features

5 requests
  • Bring back Face ID login
  • Improve ATM/branch locator functionality
  • Add widget option to display account balances
  • Enhance mobile check deposit experience
  • Provide better visibility of upcoming bills and transactions

ReferLive

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BluPeak

No in-app purchases

None

ReferLive

No in-app purchases

Questions

Is BluPeak free?
BluPeak is free to download, with no in-app purchases.
Is ReferLive free?
ReferLive is free to download, with no in-app purchases.
Which has better reviews, BluPeak or ReferLive?
BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.2K ratings, while ReferLive averages 3.3 from 6 ratings.
Do BluPeak or ReferLive have ads?
Neither BluPeak nor ReferLive shows ads.
Which is updated more often, BluPeak or ReferLive?
BluPeak ships an update monthly, and ReferLive every 5 months. Most recently, BluPeak was updated on October 13, 2026 and ReferLive on September 25, 2026.

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