BluPeak vs ReferLive
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BluPeak
Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.
- Check account balances
- Pay bills
- Deposit checks
- Transfer funds
- Locate ATMs and branches
- View transaction history
- Activate cash back offers
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BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.
ReferLive
Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.
- Refer friends via text, email, or social media
- Track referral progress
- Quick login feature
- Receive reward cards for referrals
- Direct contact with support
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Get paid by your financial institution to refer your friends to open a new bank account. ReferLive makes it easier and more secure than ever. Receive bonus payments of $50 or more for each qualified referral. You can earn $500 or more each year. Refer Your Friends - Choose how you want to share the offer: text, email, Facebook, Twitter Manage And Track Your Success - View your reward progress and make additional referrals all in one convenient place Quick Access - Enable our quick login feature after your first sign on for even faster access to referrals Rewards Delivered to You - Your financial institution will send reward cards directly to you for qualified referrals - Reward cards can be used anywhere you make purchases with a debit card Contact Us Easily - Let us know if you have a question - 615-864-7520 - info@referlive.com
Screenshots
Verdict
The clearest difference is review sentiment: BluPeak at 57% against ReferLive's 0%. BluPeak also leads on rating (4.8 vs 3.3) and ratings volume (3.2K vs 6). ReferLive's advantage is iOS requirement (8.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BluPeak holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: BluPeak has 3.2K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 57% of BluPeak's written reviews are positive against 0% of ReferLive's.
BluPeak ships an update monthly, ReferLive every 5 months. The most recent releases landed on October 13, 2026 and September 25, 2026 respectively.
| Parameter | BluPeak | ReferLive |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) — better | 3.3 (6 ratings) |
| Positive reviews | 57.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 3.2K — better | 6 |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | BluPeak Credit Union | CustomerStream Inc |
Customer experience
BluPeak
ReferLive
Bugs and requests
BluPeak
Reported bugs
4 issues- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling
Requested features
5 requests- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions
ReferLive
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BluPeak
No in-app purchases
ReferLive
No in-app purchases









