Comparison

CPCUi vs Waypoint Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPCUi

Securely manage your credit union accounts on the go. View balances, transfer funds, pay bills, apply for loans, and deposit checks using your mobile device. Quickly block lost cards to prevent fraud and locate nearby ATMs and branches.

Highlights
  • View account balances and transaction history
  • Pay bills and transfer funds
  • Apply for loans
  • Make loan and credit card payments
  • Deposit checks via camera
  • Locate ATMs and branches
  • Block lost cards in real-time
Features
Read full description

The CPCUi App gives members the ability to safely and securely log in to their Consumers Professional Credit Union account and perform transactions 24/7 from a mobile device. We’ve made it easy to do the things you already do on CPCUi including; -View account balances & transaction history -Pay Bills & transfer funds using One Click from iPayPlus -Apply for a loan -Make Loan and Credit Card Payments -View Holds and Pledges -Deposit checks using your device’s camera -Locate ATMs & Branches -Block a lost debit or credit card in real time to prevent fraud CPCU members must have a CPCUi login and password to use the CPCUi App. It’s easy to get started with CPCUi, just call us at 517-372-2400 or stop by any branch location. Disclosure: View the Consumers Professional Credit Union Privacy Policy here: https://www.cpcu.co/member-services/privacy-policy. CPCU does not charge for the CPCUi mobile app; however, data and connectivity fees from your mobile service provider may apply. Please contact your mobile service provider for more information. Not all services may be available to all members. Consumers Professional Credit Union and related trademarks and logos are trademarks of Consumers Professional Credit Union. Federally insured by NCUA. Equal Housing Opportunity.

About

Waypoint Mobile Banking

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login options.

Highlights
  • Account management
  • Mobile check deposit
  • Fund transfers
  • Bill pay
  • Send money with Zelle®
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place [+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle® Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. [+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Screenshots

CPCUi4 screens
Waypoint Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Waypoint Mobile Banking at 46% against CPCUi's 0%. Waypoint Mobile Banking also leads on rating (4.8 vs 3.3) and ratings volume (307 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Waypoint Mobile Banking holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Waypoint Mobile Banking has 307 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of CPCUi's written reviews are positive against 46% of Waypoint Mobile Banking's.

UpkeepUpdate frequency

CPCUi ships an update every 2 months, Waypoint Mobile Banking every 3 months. The most recent releases landed on October 2, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
CPCUi versus Waypoint Mobile Banking: the parameters behind the verdict, then further details
ParameterCPCUiWaypoint Mobile Banking
PriceFreeFree
Rating3.3 (7 ratings)4.8 (307 ratings) — better
Positive reviews0.0% of reviews46.4% of reviews — better
Number of ratings7307 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size34 MB177 MB
Age rating4+4+
DeveloperConsumers Professional Credit UnionCorePlus Federal Credit Union

Customer experience

CPCUi

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Waypoint Mobile Banking

All ratings307 ratings
Positive96.4%
Neutral2.6%
Negative1.0%
Written reviews28 reviews
Positive46.4%
Neutral3.6%
Negative50.0%

Bugs and requests

CPCUi

Not enough reviews yet to summarise bugs or requests.

Waypoint Mobile Banking

Reported bugs

3 issues
  • Continuous login loop
  • Inability to view account details or make transfers
  • Face ID feature not working as expected

Requested features

3 requests
  • Improve app stability and reliability
  • Enhance user interface for better usability
  • Add more features for managing accounts and loans

In-app purchases

None

CPCUi

No in-app purchases

None

Waypoint Mobile Banking

No in-app purchases

Questions

Is CPCUi free?
CPCUi is free to download, with no in-app purchases.
Is Waypoint Mobile Banking free?
Waypoint Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, CPCUi or Waypoint Mobile Banking?
Waypoint Mobile Banking is rated higher. CPCUi averages 3.3 out of 5 from 7 ratings, while Waypoint Mobile Banking averages 4.8 from 307 ratings.
Do CPCUi or Waypoint Mobile Banking have ads?
Neither CPCUi nor Waypoint Mobile Banking shows ads.
Which is updated more often, CPCUi or Waypoint Mobile Banking?
CPCUi ships an update every 2 months, and Waypoint Mobile Banking every 3 months. Most recently, CPCUi was updated on October 2, 2026 and Waypoint Mobile Banking on October 18, 2026.

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