Comparison

CGB Mobile vs Waypoint Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CGB Mobile

Manage your finances on the go with this comprehensive banking app. It allows you to check balances, deposit checks, pay bills, transfer funds, track spending, and even apply for loans. Security features like passcode, Face ID, and fingerprint scanning ensure your information is protected.

Highlights
  • Check account balances
  • Deposit checks remotely
  • Manage and pay bills
  • Transfer funds between accounts
  • Track spending and finances
  • Apply for loans
  • Card controls and alerts
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.

About

Waypoint Mobile Banking

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login options.

Highlights
  • Account management
  • Mobile check deposit
  • Fund transfers
  • Bill pay
  • Send money with Zelle®
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place [+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle® Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. [+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Screenshots

CGB Mobile4 screens
Waypoint Mobile Banking4 screens

Verdict

The call

CGB Mobile and Waypoint Mobile Banking both sit at 4.8 stars, but that hides the real split: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's. CGB Mobile also leads on ratings volume (2.6K vs 377). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CGB Mobile against 4.8 for Waypoint Mobile Banking. That said, the two scores are not equally well evidenced: CGB Mobile has 2.6K ratings behind it against 377, so its average is the more settled of the two. Written reviews are what separate them: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

Scorecard2 real differences · 8 level
CGB Mobile versus Waypoint Mobile Banking: the parameters behind the verdict, then further details
ParameterCGB MobileWaypoint Mobile Banking
PriceFreeFree
Rating4.8 (2.6K ratings) — better4.8 (377 ratings)
Positive reviews71.9% of reviews — better46.4% of reviews
Number of ratings2.6K — better377
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size106 MB177 MB
Age rating4+4+
DeveloperChelsea Groton BankCorePlus Federal Credit Union

Customer experience

CGB Mobile

All ratings1,949 ratings
Positive96.9%
Neutral1.6%
Negative1.4%
Written reviews32 reviews
Positive71.9%
Neutral3.1%
Negative25.0%

Waypoint Mobile Banking

All ratings307 ratings
Positive96.4%
Neutral2.6%
Negative1.0%
Written reviews28 reviews
Positive46.4%
Neutral3.6%
Negative50.0%

User reviews

CGB Mobile

From 2.6K App Store ratings

What we love

  • 👍 Great customer service
  • 💡 Improved digital banking experience
  • 🚀 Easy to use app
  • 🚀 Convenient banking on the go

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Slow app performance
  • 🐛 Compatibility issues with older devices

Waypoint Mobile Banking

From 377 App Store ratings

What we love

  • 👍 Easy mobile banking
  • 👍 Helpful customer service
  • 👍 Straightforward transfers

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Slow and unreliable app performance
  • 🐛 Confusing user interface

Bugs and requests

CGB Mobile

Reported bugs

2 issues
  • App not opening on iPhone XS
  • App not working after recent update

Requested features

2 requests
  • Restore Touch ID functionality
  • Improve app stability and load times

Waypoint Mobile Banking

Reported bugs

3 issues
  • Continuous login loop
  • Inability to view account details or make transfers
  • Face ID feature not working as expected

Requested features

3 requests
  • Improve app stability and reliability
  • Enhance user interface for better usability
  • Add more features for managing accounts and loans

In-app purchases

None

CGB Mobile

No in-app purchases

None

Waypoint Mobile Banking

No in-app purchases

Questions

Is CGB Mobile free?
CGB Mobile is free to download, with no in-app purchases.
Is Waypoint Mobile Banking free?
Waypoint Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, CGB Mobile or Waypoint Mobile Banking?
CGB Mobile is rated higher. CGB Mobile averages 4.8 out of 5 from 2.6K ratings, while Waypoint Mobile Banking averages 4.8 from 377 ratings.
Do CGB Mobile or Waypoint Mobile Banking have ads?
Neither CGB Mobile nor Waypoint Mobile Banking shows ads.
Which is updated more often, CGB Mobile or Waypoint Mobile Banking?
CGB Mobile ships an update every 3 months, and Waypoint Mobile Banking every 3 months. Most recently, CGB Mobile was updated on October 29, 2026 and Waypoint Mobile Banking on October 29, 2026.

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