CGB Mobile vs Waypoint Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CGB Mobile
Manage your finances on the go with this comprehensive banking app. It allows you to check balances, deposit checks, pay bills, transfer funds, track spending, and even apply for loans. Security features like passcode, Face ID, and fingerprint scanning ensure your information is protected.
- Check account balances
- Deposit checks remotely
- Manage and pay bills
- Transfer funds between accounts
- Track spending and finances
- Apply for loans
- Card controls and alerts
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
Waypoint Mobile Banking
Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login options.
- Account management
- Mobile check deposit
- Fund transfers
- Bill pay
- Send money with Zelle®
- Biometric login
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place [+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle® Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. [+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Screenshots
Verdict
CGB Mobile and Waypoint Mobile Banking both sit at 4.8 stars, but that hides the real split: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's. CGB Mobile also leads on ratings volume (2.6K vs 377). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CGB Mobile against 4.8 for Waypoint Mobile Banking. That said, the two scores are not equally well evidenced: CGB Mobile has 2.6K ratings behind it against 377, so its average is the more settled of the two. Written reviews are what separate them: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.
| Parameter | CGB Mobile | Waypoint Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.6K ratings) — better | 4.8 (377 ratings) |
| Positive reviews | 71.9% of reviews — better | 46.4% of reviews |
| Number of ratings | 2.6K — better | 377 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 106 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Chelsea Groton Bank | CorePlus Federal Credit Union |
Customer experience
CGB Mobile
Waypoint Mobile Banking
User reviews
CGB Mobile
From 2.6K App Store ratingsWhat we love
- 👍 Great customer service
- 💡 Improved digital banking experience
- 🚀 Easy to use app
- 🚀 Convenient banking on the go
Room to improve
- 🐛 App crashes and freezes
- 🐛 Slow app performance
- 🐛 Compatibility issues with older devices
Waypoint Mobile Banking
From 377 App Store ratingsWhat we love
- 👍 Easy mobile banking
- 👍 Helpful customer service
- 👍 Straightforward transfers
Room to improve
- 🐛 Frequent login issues
- 🐛 Slow and unreliable app performance
- 🐛 Confusing user interface
Bugs and requests
CGB Mobile
Reported bugs
2 issues- App not opening on iPhone XS
- App not working after recent update
Requested features
2 requests- Restore Touch ID functionality
- Improve app stability and load times
Waypoint Mobile Banking
Reported bugs
3 issues- Continuous login loop
- Inability to view account details or make transfers
- Face ID feature not working as expected
Requested features
3 requests- Improve app stability and reliability
- Enhance user interface for better usability
- Add more features for managing accounts and loans
In-app purchases
CGB Mobile
No in-app purchases
Waypoint Mobile Banking
No in-app purchases
Questions
Is CGB Mobile free?
Is Waypoint Mobile Banking free?
Which has better reviews, CGB Mobile or Waypoint Mobile Banking?
Do CGB Mobile or Waypoint Mobile Banking have ads?
Which is updated more often, CGB Mobile or Waypoint Mobile Banking?
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