Comparison

CPCUi vs Wildfire Personal Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPCUi

Securely manage your credit union accounts on the go. View balances, transfer funds, pay bills, apply for loans, and deposit checks using your mobile device. Quickly block lost cards to prevent fraud and locate nearby ATMs and branches.

Highlights
  • View account balances and transaction history
  • Pay bills and transfer funds
  • Apply for loans
  • Make loan and credit card payments
  • Deposit checks via camera
  • Locate ATMs and branches
  • Block lost cards in real-time
Features
Read full description

The CPCUi App gives members the ability to safely and securely log in to their Consumers Professional Credit Union account and perform transactions 24/7 from a mobile device. We’ve made it easy to do the things you already do on CPCUi including; -View account balances & transaction history -Pay Bills & transfer funds using One Click from iPayPlus -Apply for a loan -Make Loan and Credit Card Payments -View Holds and Pledges -Deposit checks using your device’s camera -Locate ATMs & Branches -Block a lost debit or credit card in real time to prevent fraud CPCU members must have a CPCUi login and password to use the CPCUi App. It’s easy to get started with CPCUi, just call us at 517-372-2400 or stop by any branch location. Disclosure: View the Consumers Professional Credit Union Privacy Policy here: https://www.cpcu.co/member-services/privacy-policy. CPCU does not charge for the CPCUi mobile app; however, data and connectivity fees from your mobile service provider may apply. Please contact your mobile service provider for more information. Not all services may be available to all members. Consumers Professional Credit Union and related trademarks and logos are trademarks of Consumers Professional Credit Union. Federally insured by NCUA. Equal Housing Opportunity.

About

Wildfire Personal Banking

Manage your finances on the go with this personal banking app. Easily make loan payments, transfer funds between accounts, and send money to friends using peer-to-peer payments.

Highlights
  • Loan payments
  • Money transfers
  • Peer-to-peer payments
  • Mobile banking
Features
Read full description

Take your Wildfire Credit Union accounts on every adventure. Our mobile banking app makes it easy to manage your finances anytime, anywhere. View balances, transfer funds, deposit checks, pay bills, manage your cards, and personalize your banking experience—to blaze your own trail. Features: • Choose to sign in using both Biometric Login and Passcode for added convenience. • Deposit checks quickly by snapping a photo of the front and back. • Transfer money between your Wildfire accounts and external accounts. • Pay bills and send money with supported payment services. • Customize your dashboard by adding or removing widgets to create a personalized banking experience. • Search for transactions quickly with search feature and customize categories for transactions. • Setup and view favorite accounts. • Replace a lost or damaged debit card. • View and manage your profile information. • Access your credit score and offers with SavvyMoney®. • View account activity, balances, and transaction history. • Find nearby Wildfire branches and ATMs. To use the app, you must be enrolled in Wildfire Credit Union’s Online Banking. If you already use Online Banking, simply download the app and sign in with your existing username and password. If you have any issues with our app, please call us at 989.249.8200 or reach out to us by chat at wildfirecu.org.

Screenshots

CPCUi4 screens
Wildfire Personal Banking4 screens

Verdict

The call

The clearest difference is rating: Wildfire Personal Banking at 4.6 against CPCUi's 3.3. Wildfire Personal Banking also leads on ratings volume (588 vs 7) and review sentiment (14% vs 0%). CPCUi's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Wildfire Personal Banking holds the better App Store score, 4.6 against 3.3. That said, the two scores are not equally well evidenced: Wildfire Personal Banking has 588 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of CPCUi's written reviews are positive against 14% of Wildfire Personal Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
CPCUi versus Wildfire Personal Banking: the parameters behind the verdict, then further details
ParameterCPCUiWildfire Personal Banking
PriceFreeFree
Rating3.3 (7 ratings)4.6 (588 ratings) — better
Positive reviews0.0% of reviews14.5% of reviews — better
Number of ratings7588 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size34 MB395 MB
Age rating4+4+
DeveloperConsumers Professional Credit UnionWildfire Credit Union

Customer experience

CPCUi

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Wildfire Personal Banking

All ratings587 ratings
Positive91.5%
Neutral1.9%
Negative6.6%
Written reviews76 reviews
Positive14.5%
Neutral0.0%
Negative85.5%

Bugs and requests

CPCUi

Not enough reviews yet to summarise bugs or requests.

Wildfire Personal Banking

Reported bugs

16 issues
  • App crashes immediately upon login attempt
  • Login credentials rejected despite being correct
  • Account balance not reflecting actual amounts
  • Pending transactions not displaying
  • Money transfers failing or reversing to original account
Show 11 more
  • App freezing and requiring force close
  • Face ID authentication not functioning
  • One-time passcode verification loop preventing login
  • App not compatible with iPhone 16 Pro Max
  • Password reset functionality broken
  • Business account enrollment not working on mobile app
  • Delayed balance updates after transactions
  • App closes after successful login
  • Continuous error messages: 'Something went wrong'
  • Old phone number verification blocking new device access
  • Card lock feature unavailable during critical times

Requested features

12 requests
  • Restore instant money transfers between accounts
  • Add Face ID and biometric login support
  • Display pending transactions in real-time
  • Show loan payment amounts in transfer screen
  • Allow hiding of closed accounts
Show 7 more
  • Enable password manager integration for easier login
  • Restore business and personal account unified access
  • Add real-time transaction updates
  • Improve account information visibility at a glance
  • Restore all features from previous app version
  • Add dark mode option
  • Implement better notification system for maintenance windows

In-app purchases

None

CPCUi

No in-app purchases

None

Wildfire Personal Banking

No in-app purchases

Questions

Is CPCUi free?
CPCUi is free to download, with no in-app purchases.
Is Wildfire Personal Banking free?
Wildfire Personal Banking is free to download, with no in-app purchases.
Which has better reviews, CPCUi or Wildfire Personal Banking?
Wildfire Personal Banking is rated higher. CPCUi averages 3.3 out of 5 from 7 ratings, while Wildfire Personal Banking averages 4.6 from 588 ratings.
Do CPCUi or Wildfire Personal Banking have ads?
Neither CPCUi nor Wildfire Personal Banking shows ads.
Which is updated more often, CPCUi or Wildfire Personal Banking?
CPCUi ships an update every 2 months, and Wildfire Personal Banking every 2 months. Most recently, CPCUi was updated on November 1, 2026 and Wildfire Personal Banking on November 7, 2026.

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