Comparison

Manulife Bank Mobile vs Payreq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Manulife Bank Mobile

Manage your finances on the go with secure banking features. Check balances, pay bills, transfer funds, deposit checks, and automate savings. Personalize your experience with custom themes and enjoy smart spending insights.

Highlights
  • Secure sign-in with Face ID/Touch ID
  • Customizable dashboard and themes
  • Personalized spending insights
  • Automated savings with Savings Sweeps
  • Mobile check deposit
  • Interac e-Transfers
  • Bill payments and scheduling
Features
Read full description

Bank your way with the Manulife Bank app. Check balances, pay bills, transfer money, and find the nearest ATM with just a few taps. Here’s what makes our app so awesome: • Sign in securely with Face ID® or Touch ID® • Choose between light or dark mode • Customize your dashboard with different themes • Get smart, personalized insights and spending breakdowns • Automate your savings with Savings Sweeps, where you pick a balance to keep in your everyday bank account, and the rest is automatically swept to your savings each night so you can earn more interest And of course, everything you need to manage your money is at your fingertips: • Check your balances and transactions • Deposit cheques with a snap of your camera • Send and receive Interac® e-Transfers • Pay bills or set up future payments so you don’t miss a due date • Transfer money between accounts • Review upcoming payments and transfers • Link external bank accounts to your Manulife Bank account • Find the nearest ATM • Order cheques • Renew your Manulife One sub-accounts or Manulife Bank Select mortgage • Request a mortgage increase Learn more Visit manulifebank.ca for more info about our products and services. Have questions? Contact us at manulife_bank@manulife.com or 1-877-765-2265. Legal By downloading Manulife Bank Mobile, you consent to its installation and to any updates or upgrades which may be automatically installed, depending on your device or operating system’s default settings or the settings you have selected. You can withdraw your consent at any time by uninstalling this app. Face ID® and Touch ID® are trademarks of Apple Inc. ®Trademark of Interac Inc., used under license. All products are offered through Manulife Bank of Canada. Manulife, Manulife Bank & Stylized M Design, ManulifeMONEY+, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

About

Payreq

Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.

Highlights
  • Access bills and payslips
  • Secure digital space
  • Manage transactions
  • Receive document notifications
  • Easy account creation
Features
Read full description

Take control of your important information and transactions. Payreq is the fast, simple and secure way to access your bills, payslips and other important information from suppliers and employers. The app is your front door to a secure-by-design, private digital space in which you can interact and transact with organisations. No more looking for lost letters. No more hunting through email inboxes. Get anytime access to your important information – and manage payments with ease. Getting started with Payreq is easy: 1. Create your free Payreq account 2. Subscribe to access your bills or paystubs 3. Get notified every time a document is made available Check with your suppliers or employers to see whether you can access your bills or documents through Payreq today.

Screenshots

Manulife Bank Mobile4 screens
Payreq4 screens

Verdict

The call

The clearest difference is review sentiment: Manulife Bank Mobile at 30% against Payreq's 0%. Manulife Bank Mobile also leads on update cadence (every 3 weeks vs every 7 months). Payreq's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Manulife Bank Mobile ships an update every 3 weeks, Payreq every 7 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Manulife Bank Mobile versus Payreq: the parameters behind the verdict, then further details
ParameterManulife Bank MobilePayreq
PriceFreeFree
Rating4.9 (88 ratings) — better—
Positive reviews30.0% of reviews — better0.0% of reviews
Number of ratings88 — better—
Update frequencyEvery 3 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size96 MB24 MB
Age rating4+4+
DeveloperThe Manufacturers Life Insurance CompanyPayreq

Customer experience

Manulife Bank Mobile

All ratings86 ratings
Positive97.7%
Neutral1.2%
Negative1.2%
Written reviews100 reviews
Positive30.0%
Neutral13.0%
Negative57.0%

Payreq

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Manulife Bank Mobile

Reported bugs

54 issues
  • App requires update but no update available in App Store
  • App freezes on first screen and kicks user out
  • App crashing after login
  • App freezes and kicks user out after login
  • App keeps crashing and/or navigation issues
Show 49 more
  • Application not functioning after iOS update
  • App asks for secure code every time opening
  • Recent update doesn't allow copying text into the app
  • Update requires newer iOS version
  • App freezes when attempting wire transfer
  • App not working with iOS 26.1
  • App crashes after login
  • App crashes after sign in, unable to view account or chat
  • App freezes and kicks user out upon login
  • App keeps crashing
  • App not functioning
  • E-transfers failed
  • App constantly asks for code via text/email
  • Error 3007 when exiting app
  • App in English, needs French version
  • SMS 2FA every time opening app
  • Cheque capture not working since iOS 16
  • Auto cheque capture not working
  • App thinks user is signing in from new location every time
  • Cannot login to the app
  • Cannot log into the app very often
  • Auto Caption for depositing cheques not working since iOS 16
  • Randomly fails to recognize credentials
  • Cheque scanning broken for months
  • Deposit check feature doesn't work
  • Mobile cheque deposit auto capture not working
  • Cannot log in outside Canada after update
  • App capped at 12 digits for login
  • Face ID not working after update
  • Password changed when it hasn't been
  • Transfer money between accounts issue
  • Cannot access money, online and app give error messages
  • App never works, error message after entering credentials
  • Online services jammed up
  • App inaccessible on iPhone, displays update error
  • Password field no longer accesses password storage
  • Cannot use saved passwords from iCloud Keychain
  • Glitchy, authenticates too often
  • E transfers stopped working for a while
  • Transactions order not always exact
  • App does not work correctly in French
  • Two submit buttons on Interac e-transfer mobile page
  • Something went wrong. Please try again.
  • Half of app services don't work
  • Cannot transfer money nor send via Interac
  • New update makes it impossible to take picture of cheques
  • Auto deposit and transaction notification missing
  • No recurring transactions showing, but money transferred
  • Cannot make e transfers or pay bills with the app in new OS software

Requested features

6 requests
  • Ability to turn off floating Live Chat button
  • Add notes field to transaction details
  • Option to make recurring payments to any contact
  • Ability to set a nickname for TFSA Advantage accounts
  • Improve auto cheque capture or allow manual capture option
Show 1 more
  • Add transaction notification feature

Payreq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Manulife Bank Mobile

No in-app purchases

None

Payreq

No in-app purchases

Questions

Is Manulife Bank Mobile free?
Manulife Bank Mobile is free to download, with no in-app purchases.
Is Payreq free?
Payreq is free to download, with no in-app purchases.
Do Manulife Bank Mobile or Payreq have ads?
Neither Manulife Bank Mobile nor Payreq shows ads.
Which is updated more often, Manulife Bank Mobile or Payreq?
Manulife Bank Mobile ships an update every 3 weeks, and Payreq every 7 months. Most recently, Manulife Bank Mobile was updated on October 26, 2026 and Payreq on October 8, 2026.

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