Payreq vs LendDirect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payreq
Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.
- Access bills and payslips
- Secure digital space
- Manage transactions
- Receive document notifications
- Easy account creation
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Take control of your important information and transactions. Payreq is the fast, simple and secure way to access your bills, payslips and other important information from suppliers and employers. The app is your front door to a secure-by-design, private digital space in which you can interact and transact with organisations. No more looking for lost letters. No more hunting through email inboxes. Get anytime access to your important information – and manage payments with ease. Getting started with Payreq is easy: 1. Create your free Payreq account 2. Subscribe to access your bills or paystubs 3. Get notified every time a document is made available Check with your suppliers or employers to see whether you can access your bills or documents through Payreq today.
LendDirect
Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.
- Push notifications for reminders
- View current loan information
- Manage your account
- Make secure payments
- Send secure messages to customer service
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The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service
Screenshots
Verdict
The clearest difference is review sentiment: LendDirect at 100% against Payreq's 0%. LendDirect also leads on update cadence (every 3 days vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payreq ships an update every 7 months, LendDirect every 3 days. The most recent releases landed on September 21, 2026 and September 28, 2026 respectively.
| Parameter | Payreq | LendDirect |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.3 (3 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 7 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Payreq | CURO Management LLC |
Customer experience
Payreq
LendDirect
In-app purchases
Payreq
No in-app purchases
LendDirect
No in-app purchases
