Comparison

my vs Payreq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

my

Manage your employee benefits seamlessly online. Submit claims, track balances, view coverage, and access your digital benefits card. Connect to virtual medical services and explore additional coverage options.

Highlights
  • Submit paperless claims
  • Set up direct deposit
  • Track benefits usage and balances
  • View coverage details
  • Access digital benefits card
  • Connect to virtual medical services
  • Add personal coverage options
Features
Read full description

Easily access your employee benefits online with the my-benefits app. • Submit paperless claims for you and your dependents directly from your smartphone or tablet. • Set up direct deposit for faster reimbursement. • Track your benefits usage and spending account balances. • View coverage details and know when you’re next eligible for services. • Access your benefits card and save a digital copy to your virtual wallet. • Connect to the virtual medical services and wellness resources included in your plan. • Access Personal Benefits to add coverage where and when you need it, including unique travel insurance options, Critical Illness insurance, and more, all in the same app. Make the most of your employee benefits plan today. my-benefits is exclusive to individuals covered by group plans administered by Johnston Group Inc.

About

Payreq

Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.

Highlights
  • Access bills and payslips
  • Secure digital space
  • Manage transactions
  • Receive document notifications
  • Easy account creation
Features
Read full description

Take control of your important information and transactions. Payreq is the fast, simple and secure way to access your bills, payslips and other important information from suppliers and employers. The app is your front door to a secure-by-design, private digital space in which you can interact and transact with organisations. No more looking for lost letters. No more hunting through email inboxes. Get anytime access to your important information – and manage payments with ease. Getting started with Payreq is easy: 1. Create your free Payreq account 2. Subscribe to access your bills or paystubs 3. Get notified every time a document is made available Check with your suppliers or employers to see whether you can access your bills or documents through Payreq today.

Screenshots

my4 screens
Payreq4 screens

Verdict

The call

The clearest difference is review sentiment: my at 81% against Payreq's 0%. my also leads on update cadence (every 2 weeks vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

my ships an update every 2 weeks, Payreq every 7 months. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
my versus Payreq: the parameters behind the verdict, then further details
ParametermyPayreq
PriceFreeFree
Rating4.8 (14 ratings) — better—
Positive reviews81.0% of reviews — better0.0% of reviews
Number of ratings14 — better—
Update frequencyEvery 2 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size64 MB24 MB
Age rating12+4+
DeveloperJohnston Group Inc.Payreq

Customer experience

my

All ratings14 ratings
Positive92.9%
Neutral7.1%
Negative0.0%
Written reviews237 reviews
Positive81.0%
Neutral4.6%
Negative14.3%

Payreq

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

my

Reported bugs

10 issues
  • Camera and photo library fail to load during claim submission
  • Password change screen stuck/unresponsive
  • Dropdown menus not working in mobile app
  • Manual text input fields disabled in claim forms
  • App crashes with 'null is not an object' error message
Show 5 more
  • File attachment failures requiring multiple resubmissions
  • Chat icon changed to logout icon, removing in-app support access
  • Claims flagged and rejected repeatedly for same user
  • Slow or failed image uploads
  • App freezes and logs out mid-submission

Requested features

9 requests
  • Dark mode support for app icons
  • Direct billing option with providers
  • Ability to add comments during claim submission
  • Photo review/preview before final submission
  • Improved French translation and localization
Show 4 more
  • Live chat support accessibility
  • Automatic provider addition after verification
  • Receipt visibility after claim submission
  • Extended coverage for glasses/vision care

Payreq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

my

No in-app purchases

None

Payreq

No in-app purchases

Questions

Is my free?
my is free to download, with no in-app purchases.
Is Payreq free?
Payreq is free to download, with no in-app purchases.
Do my or Payreq have ads?
Neither my nor Payreq shows ads.
Which is updated more often, my or Payreq?
my ships an update every 2 weeks, and Payreq every 7 months. Most recently, my was updated on October 19, 2026 and Payreq on October 8, 2026.

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