Comparison

NJFCU Mobile vs LAFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NJFCU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Digital wallet for contactless payments
  • Secure card access for money sharing
Features
Read full description

Manage your NJFCU accounts securely and conveniently from anywhere, using NJFCU Mobile. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Members of North Jersey FCU are enabled to have financial freedom, along with the ability to empower their communities and achieve their goals. That’s why we developed NJFCU Mobile - to manage your everyday banking needs. Some features included are: Dashboard - Manage all of your NJFCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. Digital Wallet & iPay – Add your NJFCU Mastercard credit cards and debit cards to your mobile device for contact-less payments, secure card-access to money sharing apps, and more! Download our mobile app today, for instant access to your North Jersey FCU accounts!

About

LAFCU Mobile

Manage all your financial accounts, even from other institutions, in one secure place. Track transactions with notes and photos, set balance alerts, and make payments easily. Deposit checks, manage debit cards, and find nearby branches and ATMs.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments to companies and friends
  • Deposit checks via photo
  • Manage debit cards
  • Find branches and ATMs
Features
Read full description

LAFCU Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with LAFCU Mobile: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the LAFCU app, you must be enrolled as a LAFCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

NJFCU Mobile4 screens
LAFCU Mobile4 screens

Verdict

The call

The clearest difference is update cadence: LAFCU Mobile at monthly against NJFCU Mobile's every 4 months. NJFCU Mobile's advantage is iOS requirement (16.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for NJFCU Mobile against 4.8 for LAFCU Mobile. Both are backed by a comparable volume of ratings — 2.6K and 6.3K respectively. Written reviews are what separate them: 62% of NJFCU Mobile's written reviews are positive against 65% of LAFCU Mobile's.

UpkeepUpdate frequency

NJFCU Mobile ships an update every 4 months, LAFCU Mobile monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
NJFCU Mobile versus LAFCU Mobile: the parameters behind the verdict, then further details
ParameterNJFCU MobileLAFCU Mobile
PriceFreeFree
Rating4.8 (2.6K ratings) — better4.8 (6.3K ratings)
Positive reviews61.9% of reviews64.8% of reviews — better
Number of ratings2.6K6.3K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size30 MB196 MB
Age rating4+4+
DeveloperNORTH JERSEY FEDERAL CREDIT UNION INCLAFCU

Customer experience

NJFCU Mobile

All ratings1,969 ratings
Positive96.0%
Neutral2.6%
Negative1.4%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

LAFCU Mobile

All ratings6,293 ratings
Positive94.6%
Neutral2.4%
Negative3.0%
Written reviews71 reviews
Positive64.8%
Neutral4.2%
Negative31.0%

User reviews

NJFCU Mobile

From 2.6K App Store ratings

What we love

  • 👍 Excellent service and friendly staff
  • 🚀 Easiness of online banking
  • 🔒 Secure and trustworthy
  • 👍 Great app and easy to use

Room to improve

  • 🐛 App not working after update
  • 🔧 Needs to be more user-friendly and updated
  • 🐛 Unable to unfreeze card
  • 🕰️ Slow mobile deposit processing

LAFCU Mobile

From 6.3K App Store ratings

What we love

  • 👍 Straight forward and easy to use
  • 👍 Well organized
  • 👍 Performs needed functions
  • 👍 Simple and easy to use
  • 👍 Reliable service

Room to improve

  • 🐛 Difficulty with mobile check deposits
  • 🐛 Refresh issues after last update
  • 🐛 Crashes and freezes
  • 🐛 Slow and confusing new app/website design
  • 🐛 Delayed transaction notifications

Bugs and requests

NJFCU Mobile

Reported bugs

2 issues
  • App freezing and crashing
  • Login issues and inability to view account balances

Requested features

2 requests
  • Credit card option to build credit
  • Ability to view pending transactions

LAFCU Mobile

Reported bugs

4 issues
  • Mobile check deposit issues
  • New app/website design problems
  • Notification delays
  • Loan due date visibility

Requested features

3 requests
  • Better business savings/checking return rate
  • Add ability to add credit cards for payment
  • Show credit card purchases daily

In-app purchases

None

NJFCU Mobile

No in-app purchases

None

LAFCU Mobile

No in-app purchases

Questions

Is NJFCU Mobile free?
NJFCU Mobile is free to download, with no in-app purchases.
Is LAFCU Mobile free?
LAFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, NJFCU Mobile or LAFCU Mobile?
NJFCU Mobile is rated higher. NJFCU Mobile averages 4.8 out of 5 from 2.6K ratings, while LAFCU Mobile averages 4.8 from 6.3K ratings.
Do NJFCU Mobile or LAFCU Mobile have ads?
Neither NJFCU Mobile nor LAFCU Mobile shows ads.
Which is updated more often, NJFCU Mobile or LAFCU Mobile?
NJFCU Mobile ships an update every 4 months, and LAFCU Mobile monthly. Most recently, NJFCU Mobile was updated on October 24, 2026 and LAFCU Mobile on October 25, 2026.

Other comparisons