Comparison

LAFCU vs LAFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

LAFCU Mobile

Manage all your financial accounts, even from other institutions, in one secure place. Track transactions with notes and photos, set balance alerts, and make payments easily. Deposit checks, manage debit cards, and find nearby branches and ATMs.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments to companies and friends
  • Deposit checks via photo
  • Manage debit cards
  • Find branches and ATMs
Features
Read full description

LAFCU Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with LAFCU Mobile: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the LAFCU app, you must be enrolled as a LAFCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

LAFCU4 screens
LAFCU Mobile4 screens

Verdict

The call

The clearest difference is update cadence: LAFCU Mobile at monthly against LAFCU's every 5 months. LAFCU's advantage is review sentiment (75% vs 64%) and iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.8 for LAFCU Mobile. Both are backed by a comparable volume of ratings — 6.7K and 6.2K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 64% of LAFCU Mobile's.

UpkeepUpdate frequency

LAFCU ships an update every 5 months, LAFCU Mobile monthly. Both last shipped on September 22, 2026.

Scorecard3 real differences · 7 level
LAFCU versus LAFCU Mobile: the parameters behind the verdict, then further details
ParameterLAFCULAFCU Mobile
PriceFreeFree
Rating4.9 (6.7K ratings) — better4.8 (6.2K ratings)
Positive reviews74.7% of reviews — better64.3% of reviews
Number of ratings6.7K — better6.2K
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size24 MB177 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionLAFCU

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

LAFCU Mobile

All ratings6,206 ratings
Positive94.5%
Neutral2.4%
Negative3.0%
Written reviews70 reviews
Positive64.3%
Neutral4.3%
Negative31.4%

User reviews

LAFCU

From 6.7K App Store ratings

What we love

  • 👍 User friendly
  • 👍 Easy to navigate
  • 👍 Convenient
  • 👍 Reliable
  • 👍 Great customer service

Room to improve

  • 🐛 Zelle not working
  • 🐛 Login/registration issues
  • 🐛 Crashes and freezes
  • 🐛 Limited functionality
  • 🐛 Slow transfers

LAFCU Mobile

From 6.2K App Store ratings

What we love

  • 👍 Straight forward and easy to use
  • 👍 Well organized
  • 👍 Performs needed functions
  • 👍 Simple and easy to use
  • 👍 Reliable service

Room to improve

  • 🐛 Difficulty with mobile check deposits
  • 🐛 Refresh issues after last update
  • 🐛 Crashes and freezes
  • 🐛 Slow and confusing new app/website design
  • 🐛 Delayed transaction notifications

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

LAFCU Mobile

Reported bugs

4 issues
  • Mobile check deposit issues
  • New app/website design problems
  • Notification delays
  • Loan due date visibility

Requested features

3 requests
  • Better business savings/checking return rate
  • Add ability to add credit cards for payment
  • Show credit card purchases daily

In-app purchases

None

LAFCU

No in-app purchases

None

LAFCU Mobile

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is LAFCU Mobile free?
LAFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, LAFCU or LAFCU Mobile?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 6.7K ratings, while LAFCU Mobile averages 4.8 from 6.2K ratings.
Do LAFCU or LAFCU Mobile have ads?
Neither LAFCU nor LAFCU Mobile shows ads.
Which is updated more often, LAFCU or LAFCU Mobile?
LAFCU ships an update every 5 months, and LAFCU Mobile monthly. Most recently, LAFCU was updated on September 22, 2026 and LAFCU Mobile on September 22, 2026.

Other comparisons