Comparison

LAFCU vs LAPFCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

LAPFCU Mobile Banking

Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.

Highlights
  • Check account balances and transactions
  • Transfer funds and pay bills
  • Mobile check deposits
  • View loan and credit offers
  • Locate ATMs and Shared Branches
  • Manage credit and debit cards
  • Budgeting and credit management tools
Features
Read full description

LAPFCU Mobile - Take Us With You! With Los Angeles Police Federal Credit Union's FREE mobile banking application, safe, secure banking services are available anytime, anywhere. • Check account balances, view transactions, and access account history and statements • Pay bills online, transfer funds, Zelle®, and mobile check deposits • View and accept pre-approved loan and credit offers • Locate fee-free ATMs or Shared Branch credit unions in your area • Easily manage your credit and debit cards • Easy-to-use free budgeting and credit management tools

Screenshots

LAFCU4 screens
LAPFCU Mobile Banking4 screens

Verdict

The call

The clearest difference is monetization model: LAFCU at free against LAPFCU Mobile Banking's free with in-app purchases. LAFCU also leads on review sentiment (75% vs 60%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LAFCU holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 7.7K and 5.3K respectively. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 60% of LAPFCU Mobile Banking's.

UpkeepUpdate frequency

LAFCU ships an update every 5 months, LAPFCU Mobile Banking every 4 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
LAFCU versus LAPFCU Mobile Banking: the parameters behind the verdict, then further details
ParameterLAFCULAPFCU Mobile Banking
PriceFreeFree
Rating4.9 (7.7K ratings) — better4.7 (5.3K ratings)
Positive reviews74.7% of reviews — better59.7% of reviews
Number of ratings7.7K — better5.3K
Update frequencyEvery 5 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.016.0
Further details — not scored
Size24 MB87 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionLos Angeles Police FCU

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

LAPFCU Mobile Banking

All ratings5,311 ratings
Positive92.0%
Neutral2.3%
Negative5.7%
Written reviews414 reviews
Positive59.7%
Neutral10.6%
Negative29.7%

User reviews

LAFCU

From 7.7K App Store ratings

What we love

  • 👍 User friendly
  • 👍 Easy to navigate
  • 👍 Convenient
  • 👍 Reliable
  • 👍 Great customer service

Room to improve

  • 🐛 Zelle not working
  • 🐛 Login/registration issues
  • 🐛 Crashes and freezes
  • 🐛 Limited functionality
  • 🐛 Slow transfers

LAPFCU Mobile Banking

From 5.3K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient
  • 🔒 Secure
  • 💡 Helpful features
  • 👍 User-friendly

Room to improve

  • 🐛 Complicated navigation
  • 🐛 Difficult to find information
  • 🐛 Clunky interface
  • 🐛 Worse than previous version
  • 🐛 Buggy

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

LAPFCU Mobile Banking

Reported bugs

5 issues
  • Mobile deposit camera not working
  • Frequent app crashes
  • Inability to transfer money between accounts
  • Delayed transaction notifications
  • Duplicated payments

Requested features

5 requests
  • Ability to see credit card transactions and details
  • Improved bill pay functionality
  • More intuitive navigation
  • Ability to label scheduled transfers
  • Better integration with credit card accounts

In-app purchases

None

LAFCU

No in-app purchases

None

LAPFCU Mobile Banking

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is LAPFCU Mobile Banking free?
LAPFCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, LAFCU or LAPFCU Mobile Banking?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while LAPFCU Mobile Banking averages 4.7 from 5.3K ratings.
Do LAFCU or LAPFCU Mobile Banking have ads?
Neither LAFCU nor LAPFCU Mobile Banking shows ads.
Which is updated more often, LAFCU or LAPFCU Mobile Banking?
LAFCU ships an update every 5 months, and LAPFCU Mobile Banking every 4 months. Most recently, LAFCU was updated on October 22, 2026 and LAPFCU Mobile Banking on October 20, 2026.

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