Comparison

NJFCU Mobile vs HEFCU App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NJFCU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Digital wallet for contactless payments
  • Secure card access for money sharing
Features
Read full description

Manage your NJFCU accounts securely and conveniently from anywhere, using NJFCU Mobile. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Members of North Jersey FCU are enabled to have financial freedom, along with the ability to empower their communities and achieve their goals. That’s why we developed NJFCU Mobile - to manage your everyday banking needs. Some features included are: Dashboard - Manage all of your NJFCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. Digital Wallet & iPay – Add your NJFCU Mastercard credit cards and debit cards to your mobile device for contact-less payments, secure card-access to money sharing apps, and more! Download our mobile app today, for instant access to your North Jersey FCU accounts!

About

HEFCU App

Manage your Healthcare Employees FCU accounts conveniently from your mobile device. Check balances, review transactions, and transfer funds securely and quickly, anytime, anywhere.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • Secure and fast access
  • On-the-go banking
Features
Read full description

Access your Healthcare Employees FCU (HEFCU) accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances. • Review recent transactions. • Transfer funds between your accounts. Federally insured by the NCUA.

Screenshots

NJFCU Mobile4 screens
HEFCU App4 screens

Verdict

The call

The clearest difference is ads: NJFCU Mobile at none against HEFCU App's shown. NJFCU Mobile also leads on ratings volume (2.3K vs 119) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for NJFCU Mobile against 4.8 for HEFCU App. That said, the two scores are not equally well evidenced: NJFCU Mobile has 2.3K ratings behind it against 119, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
NJFCU Mobile versus HEFCU App: the parameters behind the verdict, then further details
ParameterNJFCU MobileHEFCU App
PriceFreeFree
Rating4.8 (2.3K ratings)4.8 (119 ratings) — better
Positive reviews61.9% of reviews—
Number of ratings2.3K — better119
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size30 MB120 MB
Age rating4+4+
DeveloperNORTH JERSEY FEDERAL CREDIT UNION INCHealthcare Employees Federal Credit Union

Customer experience

NJFCU Mobile

All ratings1,969 ratings
Positive96.0%
Neutral2.6%
Negative1.4%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

HEFCU App

All ratings73 ratings
Positive94.5%
Neutral1.4%
Negative4.1%

Bugs and requests

NJFCU Mobile

Reported bugs

2 issues
  • App freezing and crashing
  • Login issues and inability to view account balances

Requested features

2 requests
  • Credit card option to build credit
  • Ability to view pending transactions

HEFCU App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NJFCU Mobile

No in-app purchases

None

HEFCU App

No in-app purchases

Questions

Is NJFCU Mobile free?
NJFCU Mobile is free to download, with no in-app purchases.
Is HEFCU App free?
HEFCU App is free to download, with no in-app purchases.
Which has better reviews, NJFCU Mobile or HEFCU App?
HEFCU App is rated higher. NJFCU Mobile averages 4.8 out of 5 from 2.3K ratings, while HEFCU App averages 4.8 from 119 ratings.
Do NJFCU Mobile or HEFCU App have ads?
HEFCU App shows ads; NJFCU Mobile does not.
Which is updated more often, NJFCU Mobile or HEFCU App?
NJFCU Mobile ships an update every 4 months, and HEFCU App every 4 months. Most recently, NJFCU Mobile was updated on September 24, 2026 and HEFCU App on September 23, 2026.

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