CU of NJ vs HEFCU App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CU of NJ
Manage your Credit Union of New Jersey accounts conveniently and securely from your mobile device. Check balances, transfer funds, pay bills, and locate ATMs and branches with ease. Access all your banking needs anytime, anywhere.
- Check account balances and transactions
- Transfer funds between accounts
- Pay bills
- Locate branches and ATMs
- Secure access to banking services
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Credit Union of New Jersey, A Federal Credit Union is now in the palm of your hands. Our mobile app gives members the power to access their CU of NJ accounts 24/7 in a fast, safe and convenient way. Whether you need to check your balance, find an ATM or pay a bill, you can do it with the CU of NJ mobile app. Everything you expect from CU of NJ is now at your fingertips. And it’s absolutely free! Features: •Check balances, view recent transactions, transfer funds between accounts. •Find the nearest CU of NJ branches and surcharge FREE ATMs. •Pay Bills •Get quick access to contact information •Safe and secure *Popmoney Mobile Note: To use mobile banking you will first need to be an internet banking user. Simply log in and use your online banking password. If you are not a current online banking user, visit www.CUNJ.org to sign up. Federally insured by the NCUA. To learn how we protect your privacy, please visit http://www.cunj.org/site/pdfs/privacy_policy.pdf
HEFCU App
Manage your Healthcare Employees FCU accounts conveniently from your mobile device. Check balances, review transactions, and transfer funds securely and quickly, anytime, anywhere.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- Secure and fast access
- On-the-go banking
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Access your Healthcare Employees FCU (HEFCU) accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances. • Review recent transactions. • Transfer funds between your accounts. Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ratings volume: CU of NJ at 3.5K against HEFCU App's 119. CU of NJ also leads on monetization model (free vs ad-supported). HEFCU App's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CU of NJ against 4.8 for HEFCU App. That said, the two scores are not equally well evidenced: CU of NJ has 3.5K ratings behind it against 119, so its average is the more settled of the two.
CU of NJ ships an update every 3 months, HEFCU App every 4 months. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | CU of NJ | HEFCU App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.5K ratings) | 4.8 (119 ratings) — better |
| Positive reviews | 75.3% of reviews | — |
| Number of ratings | 3.5K — better | 119 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 109 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit Union of New Jersey | Healthcare Employees Federal Credit Union |
Customer experience
CU of NJ
HEFCU App
Bugs and requests
CU of NJ
Reported bugs
3 issues- Camera not focusing properly for check deposits
- App crashing or freezing
- Inaccurate account balance information
Requested features
4 requests- Ability to view loan and mortgage details
- Option to show account balances on Apple Watch
- Improved bill pay integration
- Faster money transfers between accounts
HEFCU App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CU of NJ
No in-app purchases
HEFCU App
No in-app purchases
Questions
Is CU of NJ free?
Is HEFCU App free?
Which has better reviews, CU of NJ or HEFCU App?
Do CU of NJ or HEFCU App have ads?
Which is updated more often, CU of NJ or HEFCU App?
Other comparisons
