Comparison

Pay with Rewards vs BeaconCast

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay with Rewards

This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.

Highlights
  • Spend points like cash
  • Connect Mastercard card
  • Configure redemption settings
  • Receive statement credits
  • View points balance
  • Secure PIN protection
Features
Read full description

Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability. Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card. Getting Started * Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information. * Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card. * The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.

About

BeaconCast

Read full description

BeaconCast helps you explore your financial future through clear and simple retirement projections. Simulate different saving strategies and understand how your contributions, investment returns, and time horizon may impact your long-term financial goals. Key features: • Retirement projection simulator • Multiple return scenarios • Inflation-adjusted calculations • Clear visual results • Simple and intuitive interface BeaconCast is designed for informational purposes only. The app does not provide financial, investment, tax, or legal advice.

Screenshots

Pay with Rewards4 screens
BeaconCast4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Rewards at none against BeaconCast's 3. Pay with Rewards also leads on iOS requirement (13.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BeaconCast sells 3 one-off in-app purchases. Pay with Rewards asks for nothing beyond the download.

UpkeepUpdate frequency

Pay with Rewards ships an update every 2 months, BeaconCast monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Pay with Rewards versus BeaconCast: the parameters behind the verdict, then further details
ParameterPay with RewardsBeaconCast
PriceFreeFree
Rating4.2 (77 ratings) — better—
Positive reviews5.7% of reviews—
Number of ratings77 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size56 MB3 MB
Age rating4+4+
DeveloperMastercard International IncorporatedCedric Bedhomme

Bugs and requests

Pay with Rewards

Reported bugs

4 issues
  • One-time passcode delivery issues
  • Stuck on terms and conditions screen
  • White screen or crashes on launch
  • Randomly logs out users and requires re-registration

Requested features

3 requests
  • Ability to view transaction history and points earned per purchase
  • Option to redeem rewards through website instead of just the app
  • Improved stability and consistency across updates

BeaconCast

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pay with Rewards

No in-app purchases

3 purchases

BeaconCast

One-time3
  • Essential Support$1.99
  • Advanced Support$3.99
  • Committed Support$6.99

Questions

Is Pay with Rewards free?
Pay with Rewards is free to download, with no in-app purchases.
Is BeaconCast free?
BeaconCast is free to download, with in-app purchases available.
Do Pay with Rewards or BeaconCast have ads?
Neither Pay with Rewards nor BeaconCast shows ads.
Which is updated more often, Pay with Rewards or BeaconCast?
Pay with Rewards ships an update every 2 months, and BeaconCast monthly. Most recently, Pay with Rewards was updated on November 1, 2026 and BeaconCast on November 3, 2026.

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