Pay with Rewards vs Flousense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Rewards
This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.
- Spend points like cash
- Connect Mastercard card
- Configure redemption settings
- Receive statement credits
- View points balance
- Secure PIN protection
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Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability. Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card. Getting Started * Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information. * Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card. * The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.
Flousense
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Flousense is a modern, intuitive, and secure personal finance and expense management application designed to help you take control of your financial life. With Flousense, you can: • Easily log your daily expenses and income with just a few taps. • Create and manage multiple accounts (Cash, Bank, Cards) and view your total balance instantly. • Set up monthly budgets for different categories to prevent overspending and track your progress in real-time. • Track your savings goals and visualize your progress towards achieving them. • View detailed and beautiful charts to analyze your spending habits and identify areas where you can save. • Schedule recurring transactions so you never forget a bill payment. • Export and import backups locally to keep your data secure. Flousense is fully offline and respects your privacy. All your financial data is stored locally on your device and never uploaded to any external servers.
Screenshots
Verdict
Pay with Rewards and Flousense are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Pay with Rewards | Flousense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (77 ratings) — better | — |
| Positive reviews | 5.7% of reviews | — |
| Number of ratings | 77 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 56 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Mastercard International Incorporated | ali magdy |
Bugs and requests
Pay with Rewards
Reported bugs
4 issues- One-time passcode delivery issues
- Stuck on terms and conditions screen
- White screen or crashes on launch
- Randomly logs out users and requires re-registration
Requested features
3 requests- Ability to view transaction history and points earned per purchase
- Option to redeem rewards through website instead of just the app
- Improved stability and consistency across updates
Flousense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Pay with Rewards
No in-app purchases
Flousense
No in-app purchases
Questions
Is Pay with Rewards free?
Is Flousense free?
Do Pay with Rewards or Flousense have ads?
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