FedMobile vs KSFE Pravasi Chit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FedMobile
This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.
- Account management and transaction viewing
- Online fund transfers (UPI, IMPS, NEFT, RTGS)
- Recharge and bill payments
- Investment in gold and deposit schemes
- Loan management and application
- Digital passbook access
- Service requests and card management
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This revamped version of FedMobile– Federal Bank’s highly popular mobile banking application - comes with more user-friendly and advanced features than its predecessor, ensuring a richer and more pleasant experience for its users. We have combined Mobile Banking, FedBook and BHIM UPI into a single application plus a whole host of new features and services to make it a one stop shop for all your banking needs. Enriched with new banking and payment features, this version of the app is a complete package, which enables users to access and manage their accounts from anywhere, anytime; it enables the user to undertake – banking as well as non-banking transactions. Specific features include : Recharge & Bill Payments: Our recharge and bill payment sections allow you to do mobile/DTH/Fastag recharges and payment of a wide variety of bills including Mobile, Electricity, Water, Gas etc. Transfer funds online: Make payments and funds transfers online real-time, using payments methods like UPI, IMPS, NEFT, RTGS etc. BHIM UPI: We have integrated all the UPI functionalities into the app so that allows you to enjoy the full bouquet of UPI services using this app. FedBook: Bank’s digital passbook app is now available as an exclusive feature in FedMobile. This allows you to access all your accounts and statements without having to download FedBook separately. Investments: Using the app, you can now invest in Gold and Bank’s various deposit schemes. The “Help Me decide” feature in the app will guide you to the most suitable investment option among all the options. Loans: A full-fledged loans module allows you to manage all your loan accounts, repay loan instalments, apply for loans, and avail loans instantly. Account Services: The account services menu in the side bar allows you manage features linked to your account like Transaction limits, PIN, VPA, Biometric Login, Profile, Email IDs, Nominee details, ON/OFF/Block/Unblock debit cards etc. Service Requests: You can make an array of service requests like Cheque Book, submission of 15G/H, Download TDS certificates, Merchant Services: Our new merchant services section allows you to make Cab, Bus, Flights and Hotel Bookings. To experience the ease and convenience of a truly world-class mobile banking app, download the FedMobile now. Our developers are still fine tuning the app to help you see your accounts listed in the payments page faster and complete UPI, send money/scan and pay transactions quicker. Terms and conditions: https://federalbank.co.in/tandc For any queries related to FedMobile, please write to us at contact@federalbank.co.in or call us at 1800-425-1199/1800-420-1199(National Toll Free Number) or +91-484-2630995/2630995(for NRI customers)
KSFE Pravasi Chit
This financial app offers a unique savings scheme for Malayalees abroad, combining insurance and pension plans. It allows for convenient online registration, subscription, and installment payments from any location. The platform also serves as a fund-mobilization tool for infrastructure development.
- Online registration and subscription
- Remote installment payments
- Insurance and pension integration
- Automatic financial calculations
- Online auction functionality
- Proxy management
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KSFE Pravasi Chitty is a unique financial savings scheme introduced for the welfare of Malayalees abroad(Currently, available in GCC and Europe) It's many things, under a single scheme. It is - a chitty scheme with insurance coverage and pension plan - an application that allows you to register, subscribe and pay installments from anywhere, anytime - a fund-mobilization platform to solve Kerala's infrastructure problems Pravasi Chit Features Registration Online Chit Selection Online installment remittance Automatic calculations and reports. Manage your pending and monthly installments. Make payments from anywhere Online Auction Proxy Management Edit Annual Income Option Safe, Secure and Transparent
Screenshots
Verdict
The clearest difference is ratings volume: FedMobile at 1.5K against KSFE Pravasi Chit's 9. KSFE Pravasi Chit's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for FedMobile against 4.4 for KSFE Pravasi Chit. That said, the two scores are not equally well evidenced: FedMobile has 1.5K ratings behind it against 9, so its average is the more settled of the two. Written reviews split almost evenly too, at 37% and 38% positive.
FedMobile ships an update every 6 weeks, KSFE Pravasi Chit every 3 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | FedMobile | KSFE Pravasi Chit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.5K ratings) — better | 4.4 (9 ratings) |
| Positive reviews | 37.2% of reviews | 37.8% of reviews — better |
| Number of ratings | 1.5K — better | 9 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 234 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Federal Bank | THE KERALA STATE FINANCIAL ENTERPRISES LIMITED |
Customer experience
FedMobile
KSFE Pravasi Chit
Bugs and requests
FedMobile
Reported bugs
7 issues- Login issues
- Device authentication failures
- Crashes on opening the app
- Inability to transfer funds
- Incorrect account balance display
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- Beneficiary management issues
- Slow performance
Requested features
6 requests- Dark mode
- Biometric login
- Improved UPI and scan-to-pay features
- Better account management features
- More payment options
Show 1 moreShow fewer
- Improved customer support
KSFE Pravasi Chit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FedMobile
No in-app purchases
KSFE Pravasi Chit
No in-app purchases









