FedMobile vs Stoxii
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FedMobile
This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.
- Account management and transaction viewing
- Online fund transfers (UPI, IMPS, NEFT, RTGS)
- Recharge and bill payments
- Investment in gold and deposit schemes
- Loan management and application
- Digital passbook access
- Service requests and card management
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This revamped version of FedMobile– Federal Bank’s highly popular mobile banking application - comes with more user-friendly and advanced features than its predecessor, ensuring a richer and more pleasant experience for its users. We have combined Mobile Banking, FedBook and BHIM UPI into a single application plus a whole host of new features and services to make it a one stop shop for all your banking needs. Enriched with new banking and payment features, this version of the app is a complete package, which enables users to access and manage their accounts from anywhere, anytime; it enables the user to undertake – banking as well as non-banking transactions. Specific features include : Recharge & Bill Payments: Our recharge and bill payment sections allow you to do mobile/DTH/Fastag recharges and payment of a wide variety of bills including Mobile, Electricity, Water, Gas etc. Transfer funds online: Make payments and funds transfers online real-time, using payments methods like UPI, IMPS, NEFT, RTGS etc. BHIM UPI: We have integrated all the UPI functionalities into the app so that allows you to enjoy the full bouquet of UPI services using this app. FedBook: Bank’s digital passbook app is now available as an exclusive feature in FedMobile. This allows you to access all your accounts and statements without having to download FedBook separately. Investments: Using the app, you can now invest in Gold and Bank’s various deposit schemes. The “Help Me decide” feature in the app will guide you to the most suitable investment option among all the options. Loans: A full-fledged loans module allows you to manage all your loan accounts, repay loan instalments, apply for loans, and avail loans instantly. Account Services: The account services menu in the side bar allows you manage features linked to your account like Transaction limits, PIN, VPA, Biometric Login, Profile, Email IDs, Nominee details, ON/OFF/Block/Unblock debit cards etc. Service Requests: You can make an array of service requests like Cheque Book, submission of 15G/H, Download TDS certificates, Merchant Services: Our new merchant services section allows you to make Cab, Bus, Flights and Hotel Bookings. To experience the ease and convenience of a truly world-class mobile banking app, download the FedMobile now. Our developers are still fine tuning the app to help you see your accounts listed in the payments page faster and complete UPI, send money/scan and pay transactions quicker. Terms and conditions: https://federalbank.co.in/tandc For any queries related to FedMobile, please write to us at contact@federalbank.co.in or call us at 1800-425-1199/1800-420-1199(National Toll Free Number) or +91-484-2630995/2630995(for NRI customers)
Stoxii
Navigate the stock market with expert guidance from SEBI-registered analysts. Receive strategic stock recommendations, real-time market insights, and educational resources to grow your wealth.
- SEBI-registered equity calls
- Strategic stock recommendations
- Real-time market insights
- Stock market learning hub
- Personalized investment guidance
- Ad-free experience for premium members
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Stoxii is India’s Retirement App—a goal-first platform that helps you understand how much you may need for retirement, create a mutual fund SIP plan and track your progress over time. Retirement can feel complicated. Stoxii makes it clear by turning your income goal, retirement age and timeline into a practical plan you can follow. Plan your retirement • Estimate the monthly income you may need after retirement • Calculate an inflation-adjusted retirement target • Explore different SIP amounts, annual step-ups and one-time investments • See your projected retirement corpus and progress • Plan systematic withdrawals for retirement income Invest with purpose • Explore regular-plan mutual fund schemes • Compare funds using performance, risk, NAV and portfolio information • Start and manage SIPs or make one-time investments • Create goals for retirement, a home, education and other milestones • Connect your investments to goals and monitor their progress Track your portfolio • View mutual fund holdings, invested value and gains • Follow SIPs, contributions and transactions • Understand portfolio allocation and fund overlap • Access holdings, transaction and capital-gains reports • Export eligible reports when you need them Simple and secure • Complete KYC and add your bank account digitally • Set up mandates for recurring SIP investments • Approve investments securely • Protect the app using biometrics or your device passcode • Your money moves directly between your bank and the fund house—Stoxii does not hold it Whether you are starting your first SIP or organising an existing mutual fund portfolio, Stoxii helps you focus on what matters: building a clear and consistent path toward retirement. Start with your retirement number. Build your plan. Keep moving toward it—quietly. Stoxii is an AMFI-registered mutual fund distributor offering regular-plan mutual funds. Stoxii is not a SEBI-registered investment adviser. Fund filters, projections and model portfolios are provided for self-directed exploration and do not constitute personalised investment advice. Retirement projections are illustrations based on assumed returns and inflation. Actual outcomes may vary and returns are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance does not guarantee future returns.
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Verdict
The clearest difference is review sentiment: Stoxii at 100% against FedMobile's 37%. Stoxii also leads on update cadence (weekly vs every 6 weeks) and device support (3 vs 1). FedMobile's advantage is monetization model (free vs freemium). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FedMobile ships an update every 6 weeks, Stoxii weekly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.
| Parameter | FedMobile | Stoxii |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.5K ratings) — better | — |
| Positive reviews | 37.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.5K — better | — |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 238 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Federal Bank | Stoxii Asset Pvt Ltd |
Customer experience
FedMobile
Stoxii
Bugs and requests
FedMobile
Reported bugs
7 issues- Login issues
- Device authentication failures
- Crashes on opening the app
- Inability to transfer funds
- Incorrect account balance display
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- Beneficiary management issues
- Slow performance
Requested features
6 requests- Dark mode
- Biometric login
- Improved UPI and scan-to-pay features
- Better account management features
- More payment options
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- Improved customer support
Stoxii
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FedMobile
No in-app purchases
Stoxii
No in-app purchases









