e vs inMotion by CNCBI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
e
This app facilitates the secure and convenient presentment of electronic cheques for online payments. Recipients can register to receive funds directly into their preferred bank account, with notifications upon successful settlement. It supports multiple currencies for transactions.
- Electronic cheque presentment
- Online payment facilitation
- Bank account deposit selection
- Email notifications for settlement
- Multi-currency support (HKD, RMB, USD)
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Electronic Cheques (e-Cheques) is a Hong Kong financial infrastructure providing a secured yet convenient method of online payment. Complementing the traditional paper cheuqes, the e-Cheque infrastructure is aiming to further promote e-commerce to the next level. The e-Cheque Drop Box system, drawing analogy to the traditional paper cheque drop boxes, is to facilitate presentment of e-Cheques by the bank customers. The e-Cheque recipients (the payees) need to first register with the e-Cheque Drop Box system before the e-Cheque presentment service becomes available to them. During the presentment of an e-Cheque, the payee has the opportunity to choose, from a predefined list of bank accounts, the preferred account to deposit the funds. Funds become available to the payee upon successful settlement, and the payee will be notified via emails. The e-Cheque Drop Box system currently support e-Cheques in Hong Kong dollar (HKD), Chinese Yuan (RMB) and the American dollar (USD).
inMotion by CNCBI
Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, saving, investing, payment, and insurance services. Features include account management, biometric login, and various transaction capabilities.
- Remote account opening
- Biometric authentication
- Account overview and eStatements
- Bill payment and remittance
- Investment fund management
- Insurance services
- Multi-currency debit card
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China CITC Bank International inMotion. No branch visit is required! Simply open a bank account anytime and anywhere. “Set your life in motion” Save | Invest | Pay | Borrow | Protect Banking Services - Account overview, eStatement and eAdvice - Biometric authentication - Device Binding and Security Code - Retrieve Login ID and Reset Password - Live Chat Service - Remote account opening - Cheques Save, Pay, Borrow, Protect - Register PAYROLLplus - MOTION Deposit - Multi-currency Debit Card - 7x24 Time Deposits - Add money from your other local banks - Setup "Overseas ATM Withdrawal Limit" - Bill Payment and Remittance - Faster Payment System (FPS) Service - Travel Insurance - Home Insurance - Domestic Helper Insurance - Overseas Study Insurance - Sports Insurance - Life insurance - Motion Virtual Credit Card - Notes Pre-order - Transfer - Re-activate Dormant Account Invest - Investment Overview, Focus & Themes - Securities Trading and Corporate Action Response - “One Account Details” to view Portfolio Summary - Foreign Exchange (Market & Limit order) - FX Rate Alert - FX Chart & Trend Alert - FX Time Deposit - Investment Funds (including Monthly Investment plan) - Money Market Fund - Structured Deposit - Currency-Linked Deposit CNCBI inMotion Set your life in motion More info on: www.cncbinternational.com/inmotion
Screenshots
Verdict
The clearest difference is update cadence: inMotion by CNCBI at every 6 weeks against e's every 5 months. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
e ships an update every 5 months, inMotion by CNCBI every 6 weeks. The most recent releases landed on November 1, 2026 and October 20, 2026 respectively.
| Parameter | e | inMotion by CNCBI |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.7 (29 ratings) — better |
| Positive reviews | — | 35.8% of reviews |
| Number of ratings | — | 29 — better |
| Update frequency | Every 5 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 186 MB |
| Age rating | 4+ | 4+ |
| Developer | Hong Kong Interbank Clearing Limited | China CITIC Bank International Limited |
Customer experience
e
inMotion by CNCBI
In-app purchases
e
No in-app purchases
inMotion by CNCBI
No in-app purchases
