Zaggle® vs SpendSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zaggle®
Streamline expense reporting, manage allowances, and redeem rewards from a single platform. This app simplifies bill collection, report submission, and reimbursement tracking. It also allows for managing multi-wallet cards and redeeming company-issued rewards.
- Expense reporting and reimbursement tracking
- Manage meal, fuel, gift, and travel allowances
- Redeem company-issued Propel Rewards
- Manage Zaggle cards (gift, multi-wallet)
- Buy discounted gift cards
- Vendor payment management with Zaggle ZOYER
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Now report your expenses, manage your allowances and redeem your rewards from a single app. A. Expense Reporting at your finger tips! The extremely frustrating process of collecting bills, preparing an expense report, submitting the report, awaiting approvals and seeking reimbursement is a thing of the past. Zaggle Expense management on the app a. In case you have received a Zinger card, just add it to the App b. Create an expense report c. Capture and add bills to the report - whether paid through Zinger card or personal means d. Submit the report and track status e. And get notified the moment the report is approved! What’s more, you can even withdraw cash from the Zaggle card for the company expenses and submit the same in the App. B. Manage your allowances! Receive your Meal, Fuel, Gift and Travel allowances in the Zinger multiwallet card and spend at any corresponding Visa enabled merchant across India a.View your balance and past transactions b. Block your card in case lost c. Create POS Pin d. Change IPIN C. Redeem Propel Rewards across a wide range of choice! Propel rewards issued to you by your company can be redeemed on the App as well as the website Zaggle.in. a. View the Propel Rewards - In case you received a Physical Propel card, just add it to the App b. Redeem the Rewards across Gift Cards of leading retail Brands across categories. c. Redeem multiple times till the balance is available. D. Manage your Zaggle Cards Add the Zaggle Gift Cards given to you by your company to the App a. View your balance and past transactions b. Block your card in case lost c. Create POS Pin d. Change IPiN E. Buy Gift Cards at amazing discounts Buy gift cards from leading Brands across a range of Categories, at great discounts! F. Having trouble managing vendor payments in a spreadsheet or using multiple apps? Zaggle ZOYER is the easiest way to manage your vendor payments! Zaggle Zoyer allows you to onboard vendors, set up your own invoice approval workflow, scan/upload/create purchase orders and invoices, and have vendors accept purchase orders and upload documents. Before making payments, you can generate GRN, perform a 3Way Match, and generate reports for analysis with Zaggle ZOYER. Zaggle Credit Card pre-integration completes the offering. Why wait? Start using Zaggle Zoyer now! • Like & Follow Us: Facebook: https://www.facebook.com/zaggleapp Twitter: https://twitter.com/zaggleapp Instagram: https://www.instagram.com/zaggleapp LinkedIn: https://www.linkedin.com/company/zaggleapp • Calls or E-mails: Phone: 1860 500 1231 (10.00 AM - 7:00 PM, Mon - Sat) care@zaggle.in
SpendSmart
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SpendSmart is a clean and privacy-first expense tracker designed to help you manage your money with simplicity and clarity. Track your daily expenses, monitor spending habits, and stay organized with an intuitive and modern experience built for iPhone. All your data is stored locally on your device, giving you full control over your financial information. Features • Track daily income and expenses • View spending insights and summaries • Organize transactions by categories • Simple and modern user interface • Fast and lightweight experience • Privacy-focused local storage • No unnecessary data collection Whether you are managing personal expenses, budgeting your monthly spending, or simply trying to build better financial habits, SpendSmart helps you stay aware of where your money goes. Built with SwiftUI for a smooth and modern iOS experience.
Screenshots
Verdict
The clearest difference is update cadence: Zaggle® at weekly against SpendSmart's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zaggle® ships an update weekly, SpendSmart every 3 weeks. The most recent releases landed on November 6, 2026 and October 28, 2026 respectively.
| Parameter | Zaggle® | SpendSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (21 ratings) — better | — |
| Positive reviews | 71.2% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 200 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Zaggle Prepaid Ocean Services Limited | Brahmjot Singh Tatla |
In-app purchases
Zaggle®
No in-app purchases
SpendSmart
No in-app purchases









