Novation vs GMSB&GO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Novation
Manage your finances conveniently from your mobile device. Perform banking tasks like checking balances, paying bills, transferring funds, and depositing checks. Locate nearby branches and ATMs, and securely communicate with the bank.
- Manage accounts
- Pay bills and credit cards
- Transfer money
- Deposit checks
- Find ATMs and branches
- Send messages
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Novation’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Novation’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Novation Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Novation accounts • Deposit checks • Find the nearest Novation branches and ATMs • Send us a message To use Novation Mobile, you must be a Novation customer and enrolled in our online banking service. To sign up, go to www.novation.org
GMSB&GO
Aggregate all your financial accounts into one secure, easy-to-use platform. Manage transactions, make payments, deposit checks, and set up alerts to stay on top of your finances.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- Find branches and ATMs
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GMSB&GO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with GMSB&GO : Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the GMSB&GO app, you must be enrolled as a Grand Marais State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is update cadence: GMSB&GO at monthly against Novation's every 4 months. GMSB&GO also leads on review sentiment (75% vs 61%). Novation's advantage is ratings volume (763 vs 194). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Novation against 4.8 for GMSB&GO. Both are backed by a comparable volume of ratings — 763 and 194 respectively. Written reviews are what separate them: 61% of Novation's written reviews are positive against 75% of GMSB&GO's.
Novation ships an update every 4 months, GMSB&GO monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | Novation | GMSB&GO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (763 ratings) | 4.8 (194 ratings) — better |
| Positive reviews | 61.1% of reviews | 75.0% of reviews — better |
| Number of ratings | 763 — better | 194 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 103 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | Novation Credit Union | Grand Marais State Bank (INC) |
Customer experience
Novation
GMSB&GO
Bugs and requests
Novation
Reported bugs
6 issues- Login system unreliable - frequent authentication failures
- Check image capture failing repeatedly
- Credit card statement viewing non-functional
- Pop-up modal appears repeatedly asking to add card when card already exists
- Recent transactions view unavailable
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- eDeposit rear of check capture failing
Requested features
3 requests- Shared online check registry for multiple account holders
- Improved camera sensitivity for check deposits
- Ability to open and print credit card statements
GMSB&GO
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Novation
No in-app purchases
GMSB&GO
No in-app purchases
Questions
Is Novation free?
Is GMSB&GO free?
Which has better reviews, Novation or GMSB&GO?
Do Novation or GMSB&GO have ads?
Which is updated more often, Novation or GMSB&GO?
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