WalletApp vs SplitSecond
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WalletApp
Securely store and access your credit and debit card information on your iPhone, iPad, and Apple Watch. Encrypt your data locally and sync across devices with end-to-end encryption. Customize card appearance and receive expiration alerts.
- Store credit and debit cards
- Secure encrypted storage
- iCloud sync with end-to-end encryption
- Face ID/Touch ID access
- Customizable card styles
- Scan physical cards
- Expiration notifications
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Keep your credit and debit cards in WalletApp. Access your card data anytime, anywhere — on iPhone, iPad, and Apple Watch. All your data is encrypted and stored securely on your device. Sync across devices with iCloud — your card data stays encrypted end-to-end and never leaves the Apple ecosystem. Use Face ID or Touch ID for easy and secure access. Create your unique card style: change colors, add gradient accents, set a background image. Give each card a nickname for quick identification. Scan physical cards with your camera to add them instantly. Payment system and bank are detected automatically from the card number. View, copy, or share card data with one touch. Add widgets to your home screen. Open your wallet or favorite card straight from Control Center. Get notified before your cards expire.
SplitSecond
Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.
- Fast bill splitting
- Automatic tax calculation
- Quick tip buttons
- Split 2-99 ways
- Send payment requests
- Works offline
- Privacy focused
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Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.
Screenshots
Verdict
The clearest difference is review sentiment: SplitSecond at 100% against WalletApp's 41%. SplitSecond also leads on price (Free vs $2.99) and rating (5.0 vs 4.3). WalletApp's advantage is in-app purchases (none vs 1) and ratings volume (379 vs 4). On ads, monetization model, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SplitSecond is free to download; WalletApp costs $2.99 up front. SplitSecond sells 1 one-off in-app purchase. WalletApp asks for nothing beyond the download.
SplitSecond holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: WalletApp has 379 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 41% of WalletApp's written reviews are positive against 100% of SplitSecond's.
WalletApp ships an update weekly, SplitSecond fortnightly. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.
| Parameter | WalletApp | SplitSecond |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 4.3 (379 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 40.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 379 — better | 4 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Best chart rank | #158 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 16 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Gaivoronski Andrei Vyacheslavovich, IP | Raymond Rothwell |
Customer experience
WalletApp
SplitSecond
Bugs and requests
WalletApp
Reported bugs
14 issues- No ability to scan a card or take a photo
- Unable to upload Apple Card
- Photo option doesn't exist
- Developer website inaccessible
- App icon needs changing
Show 9 moreShow fewer
- Cannot scan NFC card
- Payment not working
- App doesn't open, blank page
- Doesn't work on iPad Mini
- Adding photos is inconvenient
- Doesn't work with Apple Card
- PIN field limited to 4 digits
- Compact display mode disappeared after update
- Cannot sync across devices
Requested features
17 requests- Ability to scan card or take photo
- Option to upload Apple Card
- Ability to modify font size
- Spanish language option
- Include sort code and account number
Show 12 moreShow fewer
- Scanner for credit card info
- Add Apple Pay functionality
- Add discount card storage
- PIN field for 5 digits
- Compact display mode
- Sync across devices (iCloud/Dropbox)
- List view for cards
- Ability to change card view
- Copy owner name
- Add freeform info field on card image
- Notifications for card expiration
- Add Apple Watch functionality for discount cards
SplitSecond
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WalletApp
No in-app purchases
SplitSecond
- SplitSecond Pay Pro$0.99









