Comparison

WalletApp vs SplitSecond

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WalletApp

Securely store and access your credit and debit card information on your iPhone, iPad, and Apple Watch. Encrypt your data locally and sync across devices with end-to-end encryption. Customize card appearance and receive expiration alerts.

Highlights
  • Store credit and debit cards
  • Secure encrypted storage
  • iCloud sync with end-to-end encryption
  • Face ID/Touch ID access
  • Customizable card styles
  • Scan physical cards
  • Expiration notifications
Features
Currently charting
Read full description

Keep your credit and debit cards in WalletApp. Access your card data anytime, anywhere — on iPhone, iPad, and Apple Watch. All your data is encrypted and stored securely on your device. Sync across devices with iCloud — your card data stays encrypted end-to-end and never leaves the Apple ecosystem. Use Face ID or Touch ID for easy and secure access. Create your unique card style: change colors, add gradient accents, set a background image. Give each card a nickname for quick identification. Scan physical cards with your camera to add them instantly. Payment system and bank are detected automatically from the card number. View, copy, or share card data with one touch. Add widgets to your home screen. Open your wallet or favorite card straight from Control Center. Get notified before your cards expire.

About

SplitSecond

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.

Screenshots

WalletApp4 screens
SplitSecond4 screens

Verdict

The call

The clearest difference is review sentiment: SplitSecond at 100% against WalletApp's 41%. SplitSecond also leads on price (Free vs $2.99) and rating (5.0 vs 4.3). WalletApp's advantage is in-app purchases (none vs 1) and ratings volume (379 vs 4). On ads, monetization model, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SplitSecond is free to download; WalletApp costs $2.99 up front. SplitSecond sells 1 one-off in-app purchase. WalletApp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SplitSecond holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: WalletApp has 379 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 41% of WalletApp's written reviews are positive against 100% of SplitSecond's.

UpkeepUpdate frequency

WalletApp ships an update weekly, SplitSecond fortnightly. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard7 real differences · 4 level
WalletApp versus SplitSecond: the parameters behind the verdict, then further details
ParameterWalletAppSplitSecond
Price$2.99Free — better
Rating4.3 (379 ratings)5.0 (4 ratings) — better
Positive reviews40.7% of reviews100.0% of reviews — better
Number of ratings379 — better4
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
Best chart rank#158 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size16 MB44 MB
Age rating4+4+
DeveloperGaivoronski Andrei Vyacheslavovich, IPRaymond Rothwell

Customer experience

WalletApp

All ratings379 ratings
Positive83.4%
Neutral4.5%
Negative12.1%
Written reviews54 reviews
Positive40.7%
Neutral13.0%
Negative46.3%

SplitSecond

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

WalletApp

Reported bugs

14 issues
  • No ability to scan a card or take a photo
  • Unable to upload Apple Card
  • Photo option doesn't exist
  • Developer website inaccessible
  • App icon needs changing
Show 9 more
  • Cannot scan NFC card
  • Payment not working
  • App doesn't open, blank page
  • Doesn't work on iPad Mini
  • Adding photos is inconvenient
  • Doesn't work with Apple Card
  • PIN field limited to 4 digits
  • Compact display mode disappeared after update
  • Cannot sync across devices

Requested features

17 requests
  • Ability to scan card or take photo
  • Option to upload Apple Card
  • Ability to modify font size
  • Spanish language option
  • Include sort code and account number
Show 12 more
  • Scanner for credit card info
  • Add Apple Pay functionality
  • Add discount card storage
  • PIN field for 5 digits
  • Compact display mode
  • Sync across devices (iCloud/Dropbox)
  • List view for cards
  • Ability to change card view
  • Copy owner name
  • Add freeform info field on card image
  • Notifications for card expiration
  • Add Apple Watch functionality for discount cards

SplitSecond

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

WalletApp

No in-app purchases

1 purchases

SplitSecond

One-time1
  • SplitSecond Pay Pro$0.99

Questions

Is WalletApp free?
WalletApp costs $2.99, with no in-app purchases.
Is SplitSecond free?
SplitSecond is free to download, with in-app purchases available.
Which has better reviews, WalletApp or SplitSecond?
SplitSecond is rated higher. WalletApp averages 4.3 out of 5 from 379 ratings, while SplitSecond averages 5.0 from 4 ratings.
Do WalletApp or SplitSecond have ads?
Neither WalletApp nor SplitSecond shows ads.
Which is updated more often, WalletApp or SplitSecond?
WalletApp ships an update weekly, and SplitSecond fortnightly. Most recently, WalletApp was updated on September 22, 2026 and SplitSecond on September 10, 2026.

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