Comparison

CFCU Mobile vs TruityCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CFCU Mobile

Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.

Highlights
  • Remote check deposit
  • Account balance and history viewing
  • Fund transfers
  • Branch and ATM locator
  • Bill pay
  • SMS text banking and alerts
Features
Read full description

The CFCU mobile app allows you 24/7 access to deposit checks remotely from your iPhone or iPad, check account balances, view account history, transfer funds between your accounts or to another CFCU member* and locate branches or ATMs. You can even manage multiple memberships/accounts that you have with CFCU. Mobile banking is free** with your CFCU membership and completely safe. We use the latest technology to ensure all transactions are private and secure. Once you’ve downloaded CFCU’s mobile banking app, simply enroll and login with your credentials. Main features include: Transfers and Loan Payments – Easily and quickly move funds in real-time to and from your CFCU accounts and loans. View Account Balances and Available Balances – All amounts are quickly displayed in real-time and are easy to read. You can also access transaction details. Find Us – Locate a CFCU branch or ATM using your GPS enabled locator. It also includes dynamic mapping. Bill Pay – Allows you to pay bills through your phone or tablet app. Mobile bill pay is integrated with online bill pay so that your information is consistent across platforms. SMS Text Banking – Allows you to send commands to our short-code and receive real time balance, history and account information via text message. SMS Text Alerts – Can be either transaction based or personal messages. You even have the ability to set usage alerts where you set the dollar amount thresholds. Remote Deposit - Allows you to take a picture of your check and securely deposit it to your CFCU account. *Before making member to member transfers, authorization documentation must be completed. **Your mobile carrier may assess text messaging and/or web access charges.

About

TruityCU

Consolidate all your financial accounts, including those from other institutions, into one convenient view. Manage your money effectively with tools for transaction organization, payment processing, and mobile check deposits. Secure your accounts with advanced authentication methods.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card freeze/unfreeze
  • View monthly statements
Features
Read full description

TruityCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with TruityCU: -Keep your transactions organized by adding tags, notes, and photos of receipts and checks -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Freeze your debit card if you've misplaced it, and unfreeze your card if you find it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and TouchID or FaceID on supported devices. To use the TruityCU Mobile app, you must enroll if you currently do not use online banking. If you currently use Truity Credit Union's Online Banking, simply download the app, launch it, and login with the same Online Banking credentials.

Screenshots

CFCU Mobile4 screens
TruityCU4 screens

Verdict

The call

The clearest difference is monetization model: CFCU Mobile at free against TruityCU's free with in-app purchases. CFCU Mobile also leads on review sentiment (82% vs 65%) and iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for CFCU Mobile against 4.8 for TruityCU. Both are backed by a comparable volume of ratings — 12K and 7.5K respectively. Written reviews are what separate them: 82% of CFCU Mobile's written reviews are positive against 65% of TruityCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
CFCU Mobile versus TruityCU: the parameters behind the verdict, then further details
ParameterCFCU MobileTruityCU
PriceFreeFree
Rating4.9 (12K ratings) — better4.8 (7.5K ratings)
Positive reviews81.8% of reviews — better65.5% of reviews
Number of ratings12K — better7.5K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size181 MB176 MB
Age rating4+4+
DeveloperCommunication Federal Credit UnionTruity Federal Credit Union

Customer experience

CFCU Mobile

All ratings12,154 ratings
Positive98.2%
Neutral1.3%
Negative0.5%
Written reviews132 reviews
Positive81.8%
Neutral6.1%
Negative12.1%

TruityCU

All ratings7,419 ratings
Positive95.9%
Neutral1.8%
Negative2.3%
Written reviews55 reviews
Positive65.5%
Neutral9.1%
Negative25.5%

User reviews

CFCU Mobile

From 12K App Store ratings

What we love

  • 👍 Great customer service
  • 🚀 Convenient mobile banking
  • 💡 Helpful budgeting tools
  • 🔒 Secure banking experience
  • 🤝 Positive long-term relationships

Room to improve

  • 🐛 Frequent app maintenance/downtime
  • 🔍 Difficulty linking accounts
  • 📱 Suboptimal mobile app experience
  • 💻 Outdated desktop platform
  • 🤔 Inconsistent notification system

TruityCU

From 7.5K App Store ratings

What we love

  • 👍 Efficient and helpful
  • 🚀 Great mobile deposit feature
  • 💯 Excellent service
  • 🤩 Wonderful banking experience

Room to improve

  • 🐛 App crashes and freezes
  • 🤯 Confusing and complex interface
  • 😡 Lack of support for older iOS versions
  • 💰 Free checking no longer free

Bugs and requests

CFCU Mobile

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to access bill pay and transfer features
  • Mobile deposit not working as expected
  • Calendar functionality not working correctly

Requested features

4 requests
  • Add note functionality for internal transfers
  • Implement dark mode option
  • Improve mobile deposit feature reliability
  • Enhance account aggregation capabilities

TruityCU

Reported bugs

3 issues
  • App shuts off instantly after login
  • Unable to switch to HSA account in the app
  • Incorrect account balance display

Requested features

4 requests
  • Show credit card transactions and details
  • Add ability to pay bills directly from the app
  • Improve integration with budgeting apps
  • Implement dark mode support

In-app purchases

None

CFCU Mobile

No in-app purchases

None

TruityCU

No in-app purchases

Questions

Is CFCU Mobile free?
CFCU Mobile is free to download, with no in-app purchases.
Is TruityCU free?
TruityCU is free to download, with no in-app purchases.
Which has better reviews, CFCU Mobile or TruityCU?
CFCU Mobile is rated higher. CFCU Mobile averages 4.9 out of 5 from 12K ratings, while TruityCU averages 4.8 from 7.5K ratings.
Do CFCU Mobile or TruityCU have ads?
Neither CFCU Mobile nor TruityCU shows ads.
Which is updated more often, CFCU Mobile or TruityCU?
CFCU Mobile ships an update monthly, and TruityCU monthly. Most recently, CFCU Mobile was updated on September 23, 2026 and TruityCU on September 24, 2026.

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