Comparison

Privacy.com vs Sable Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Privacy.com

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

Highlights
  • Create virtual payment cards
  • Merchant-locked cards
  • One-time-use cards
  • Customizable spending limits
  • Real-time transaction monitoring
  • Pause/unpause/close cards
Features
Read full description

Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.

About

Sable Budget

Features
Read full description

Sable is a budget you keep by hand — a big keypad, monthly envelopes, savings buckets, and a quiet sense of what's left. You log spending by hand in seconds. That tiny moment of attention is the whole method: people who log by hand notice what they spend. WHAT SABLE DOES • Monthly budget with a calm "what's left · per day" pace • Category envelopes that fill as you spend • Savings buckets for the things you're building toward • Bills & task reminders that actually repeat, with gentle notifications • A month in review: top categories, one gentle note, no charts screaming at you WHAT SABLE REFUSES TO DO • No bank or card connections — ever • No account, no sign-in, no cloud • No analytics, no trackers, no ads. The app makes zero network calls. • App Store privacy label: Data Not Collected YOUR DATA, LITERALLY Everything lives on your phone in an encrypted database. Back it up to a file that only your passphrase can open — restore it on any phone. Lock the app behind Face ID. If you leave, take everything with you. NO SUBSCRIPTION Sable will never charge monthly. And your data is never for sale back to you: backup export and import are free in every version, always. Made for people who'd rather feel their spending than automate it.

Screenshots

Privacy.com4 screens
Sable Budget4 screens

Verdict

The call

The clearest difference is device support: Privacy.com at 3 against Sable Budget's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Privacy.com versus Sable Budget: the parameters behind the verdict, then further details
ParameterPrivacy.comSable Budget
PriceFreeFree
Rating4.5 (7.2K ratings) — better—
Positive reviews39.0% of reviews—
Number of ratings7.2K — better—
Update frequencyEvery 4 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size55 MB43 MB
Age rating4+4+
DeveloperPay With Privacy, Inc.Maxwell Lockleer

Bugs and requests

Privacy.com

Reported bugs

5 issues
  • Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
  • Automatically pausing cards set up for annual payments
  • Transactions being authorized multiple times on one-time use cards
  • App crashing issues
  • Compatibility issues with newer debit cards

Requested features

6 requests
  • Ability to search transactions by dollar amount
  • Option to hide closed cards
  • Ability to preload cards for budgeting
  • Option to set cards back to no limit
  • Landscape mode support
Show 1 more
  • Browser extension

Sable Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Privacy.com

No in-app purchases

None

Sable Budget

No in-app purchases

Questions

Is Privacy.com free?
Privacy.com is free to download, with no in-app purchases.
Is Sable Budget free?
Sable Budget is free to download, with no in-app purchases.
Do Privacy.com or Sable Budget have ads?
Neither Privacy.com nor Sable Budget shows ads.

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