Comparison

BECU vs Sable Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BECU

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

Highlights
  • Consolidate BECU and non-BECU accounts
  • Budget based on spending history
  • Locate ATMs and credit unions
  • Transfer funds
  • Deposit checks
  • Pay bills
Read full description

Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience

About

Sable Budget

Features
Read full description

Sable is a budget you keep by hand — a big keypad, monthly envelopes, savings buckets, and a quiet sense of what's left. You log spending by hand in seconds. That tiny moment of attention is the whole method: people who log by hand notice what they spend. WHAT SABLE DOES • Monthly budget with a calm "what's left · per day" pace • Category envelopes that fill as you spend • Savings buckets for the things you're building toward • Bills & task reminders that actually repeat, with gentle notifications • A month in review: top categories, one gentle note, no charts screaming at you WHAT SABLE REFUSES TO DO • No bank or card connections — ever • No account, no sign-in, no cloud • No analytics, no trackers, no ads. The app makes zero network calls. • App Store privacy label: Data Not Collected YOUR DATA, LITERALLY Everything lives on your phone in an encrypted database. Back it up to a file that only your passphrase can open — restore it on any phone. Lock the app behind Face ID. If you leave, take everything with you. NO SUBSCRIPTION Sable will never charge monthly. And your data is never for sale back to you: backup export and import are free in every version, always. Made for people who'd rather feel their spending than automate it.

Screenshots

BECU4 screens
Sable Budget4 screens

Verdict

The call

The clearest difference is ads: Sable Budget at none against BECU's shown. BECU's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences · 7 level
BECU versus Sable Budget: the parameters behind the verdict, then further details
ParameterBECUSable Budget
PriceFreeFree
Rating4.8 (70K ratings) — better—
Positive reviews59.7% of reviews—
Number of ratings70K — better—
Update frequencyEvery 2 months—
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size102 MB43 MB
Age rating4+4+
DeveloperBECUMaxwell Lockleer

Bugs and requests

BECU

Reported bugs

4 issues
  • Inconsistent transaction reporting between app and website
  • Messaging/chat feature not functioning properly
  • Mobile check deposit often fails to recognize correct amounts
  • Frequent login issues and challenges with multi-factor authentication

Requested features

5 requests
  • Add ability to make loan payments and view statements within the app
  • Improve transaction search and categorization tools
  • Provide option to customize budget categories and time periods
  • Integrate credit score checking functionality
  • Allow linking of external bank accounts for a more holistic view

Sable Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BECU

No in-app purchases

None

Sable Budget

No in-app purchases

Questions

Is BECU free?
BECU is free to download, with no in-app purchases.
Is Sable Budget free?
Sable Budget is free to download, with no in-app purchases.
Do BECU or Sable Budget have ads?
BECU shows ads; Sable Budget does not.

Other comparisons