Comparison

REPAYit vs Security Finance℠

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

REPAYit

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

Highlights
  • View bills on device
  • Make payments with card
  • Make payments with ACH
  • Enter merchant code
  • Secure transaction management
Features
Read full description

Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.

About

Security Finance℠

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Highlights
  • Secure payments
  • Payment reminders
  • Check due dates
  • Verify loan balance
  • View loan documents
  • Find local branches
  • Renew loan by phone
Read full description

Managing your Security Finance account has never been easier with the Security Finance℠ Mobile App, which offers a range of features designed to help you stay on top of things while on the go. With our app, you can easily make secure payments, check your next due date, contact your local branch, explore financial education tools, easily sign up and change a password, and more. Moreover, you can enable notification reminders, so you never miss a payment. The Security Finance℠ Mobile App provides the following features: • Make secure payments without convenience fees • Receive notification reminders • Check your payment amount and next due date • Verify your loan balance • View your last payment and amount • View loan documents • Upload verification documents • Improved sign-up, log-in, and user id/password change experience • Find a nearby branch • Renew your loan by phone • Contact your local branch easily • Schedule your Tax appointment At Security Finance, we are committed to providing fast financial solutions that cater to your busy schedule. For over 65 years, we have proudly served our community with easy and safe installment loans, and now we are bringing you even more convenience with our mobile app. With our conveniently located branches, you can receive personal service from people you know and trust. And now, with the app, you can easily manage your account and make fast, secure payments, right at your fingertips. If you are not currently a customer with Security Finance, you can still access the app as a guest to explore branch locations and contact information. However, to enjoy the app's full functionality, you must open a loan account. Security Finance is licensed to offer traditional installment loans, which vary in amounts, terms, and available ancillary products based on the states of operation. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2023 You can find our Privacy Policy, Privacy Notice, and Security Finance℠ Mobile App Terms of Use on our website at www.securityfinance.com Security Finance is affiliated with the following Brands: Bond Finance, Continental Credit, Continental Loans, Maverick Finance, and Sunbelt Credit Security Finance of Georgia, LLC – NMLS #2029421

Screenshots

REPAYit4 screens
Security Finance℠4 screens

Verdict

The call

The clearest difference is rating: Security Finance℠ at 3.5 against REPAYit's 2.4. Security Finance℠ also leads on review sentiment (38% vs 10%) and ratings volume (209 vs 29). REPAYit's advantage is update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Security Finance℠ holds the better App Store score, 3.5 against 2.4. That said, the two scores are not equally well evidenced: Security Finance℠ has 209 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 38% of Security Finance℠'s.

UpkeepUpdate frequency

REPAYit ships an update monthly, Security Finance℠ every 4 months. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
REPAYit versus Security Finance℠: the parameters behind the verdict, then further details
ParameterREPAYitSecurity Finance℠
PriceFreeFree
Rating2.4 (29 ratings)3.5 (209 ratings) — better
Positive reviews10.0% of reviews38.1% of reviews — better
Number of ratings29209 — better
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.2 — better
Further details — not scored
Size73 MB92 MB
Age rating4+4+
DeveloperREPAY - Realtime Electronic PaymentsSecurity Finance Corporation of Spartanburg

Customer experience

REPAYit

All ratings29 ratings
Positive34.5%
Neutral3.4%
Negative62.1%
Written reviews10 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

Security Finance℠

All ratings209 ratings
Positive60.8%
Neutral6.7%
Negative32.5%
Written reviews63 reviews
Positive38.1%
Neutral4.8%
Negative57.1%

Bugs and requests

REPAYit

Not enough reviews yet to summarise bugs or requests.

Security Finance℠

Reported bugs

18 issues
  • App doesn't send email for verification
  • App has trouble opening
  • Cannot access account
  • App doesn't work half the time
  • Huge hassle logging in
Show 13 more
  • App will load but says unable to log in
  • Cannot log in
  • Password reset link not received
  • App closes right away
  • Unable to log in after changing password
  • Cannot get into the app
  • Cannot log in to the website
  • New login system issues
  • App crashes
  • Login screen freezes
  • Email for password reset not received
  • App not accepting password
  • App not accepting email for registration

Requested features

7 requests
  • Ability to make split payments
  • Allow payment with credit cards
  • Fix the login system
  • Allow multiple users to log in from the same device
  • Make the app user-friendly
Show 2 more
  • Allow making payments in the app
  • Allow two loans in one app

In-app purchases

None

REPAYit

No in-app purchases

None

Security Finance℠

No in-app purchases

Questions

Is REPAYit free?
REPAYit is free to download, with no in-app purchases.
Is Security Finance℠ free?
Security Finance℠ is free to download, with no in-app purchases.
Which has better reviews, REPAYit or Security Finance℠?
Security Finance℠ is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while Security Finance℠ averages 3.5 from 209 ratings.
Do REPAYit or Security Finance℠ have ads?
Neither REPAYit nor Security Finance℠ shows ads.
Which is updated more often, REPAYit or Security Finance℠?
REPAYit ships an update monthly, and Security Finance℠ every 4 months. Most recently, REPAYit was updated on September 20, 2026 and Security Finance℠ on September 22, 2026.

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