REPAYit vs Financial Builders Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
REPAYit
View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.
- View bills on device
- Make payments with card
- Make payments with ACH
- Enter merchant code
- Secure transaction management
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Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.
Financial Builders Mobile
Access your accounts anytime, anywhere with this mobile banking app. Securely check balances, view transactions, transfer funds, pay bills, and deposit checks. Set up personalized alerts for important account activity.
- Check account balances
- View account transactions
- Transfer money between accounts
- Pay bills
- Deposit checks
- Setup alerts
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Financial Builders Mobile Banking app is a great way to access your accounts 24 hours a day 7 days a week. With FBFCU Mobile you can securely: Check Account Balances View Account Transactions Transfer Money Between Accounts Pay Bills Deposit Checks Setup Alerts And more.....
Screenshots
Verdict
The clearest difference is ads: REPAYit at none against Financial Builders Mobile's shown. REPAYit also leads on rating (2.4 vs 2.0) and update cadence (monthly vs every 4 months). Financial Builders Mobile's advantage is review sentiment (40% vs 10%). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
REPAYit holds the better App Store score, 2.4 against 2.0. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 10% of REPAYit's written reviews are positive against 40% of Financial Builders Mobile's, so the app with the better star average is not the one people write more warmly about.
REPAYit ships an update monthly, Financial Builders Mobile every 4 months. Both last shipped on October 24, 2026.
| Parameter | REPAYit | Financial Builders Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (29 ratings) — better | 2.0 (5 ratings) |
| Positive reviews | 10.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 29 — better | 5 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 73 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | REPAY - Realtime Electronic Payments | Financial Builders Federal Credit Union |
Customer experience
REPAYit
Financial Builders Mobile
In-app purchases
REPAYit
No in-app purchases
Financial Builders Mobile
No in-app purchases
Questions
Is REPAYit free?
Is Financial Builders Mobile free?
Which has better reviews, REPAYit or Financial Builders Mobile?
Do REPAYit or Financial Builders Mobile have ads?
Which is updated more often, REPAYit or Financial Builders Mobile?
Other comparisons
