REPAYit vs MWI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
REPAYit
View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.
- View bills on device
- Make payments with card
- Make payments with ACH
- Enter merchant code
- Secure transaction management
Read full descriptionHide full description
Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.
MWI
Manage your bills and make payments conveniently from your mobile device. View your statements and process online payments anytime, anywhere.
- Bill presentment
- Mobile payments
- View bills on device
- Online payment processing
- Anytime access
Read full descriptionHide full description
Michael Wayne Investment Co Now offers bill presentment and payment and payment via mobile devices with our latest product the Michael Wayne Investment Co mobile app! View your bills on your device and make payments online any time!
Screenshots
Verdict
The clearest difference is rating: MWI at 3.0 against REPAYit's 2.4. MWI also leads on iOS requirement (13.0 vs 15.0). REPAYit's advantage is update cadence (monthly vs every 37 months) and ratings volume (29 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MWI holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 2, so its average is the more settled of the two.
REPAYit ships an update monthly, MWI every 37 months. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | REPAYit | MWI |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (29 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 10.0% of reviews | — |
| Number of ratings | 29 — better | 2 |
| Update frequency | Monthly — better | Every 37 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 73 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | REPAY - Realtime Electronic Payments | Michael Wayne Investment Co |
Customer experience
REPAYit
MWI
In-app purchases
REPAYit
No in-app purchases
MWI
No in-app purchases
