REPAYit vs CAR Financial Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
REPAYit
View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.
- View bills on device
- Make payments with card
- Make payments with ACH
- Enter merchant code
- Secure transaction management
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Enter your Merchant Code given to you by your merchant to view your bills on your device and make payments with Card or ACH. More features on the way, so please provide us with your feedback.
CAR Financial Mobile
Manage your CAR Financial Services account on the go. View account activity and balances, and make payments directly from your mobile device.
- View account activity
- Check account balances
- Make payments
- Mobile access
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Review the activity and balance for your CAR Financial Services account. Make payments directly from your mobile device.
Screenshots
Verdict
The clearest difference is rating: REPAYit at 2.4 against CAR Financial Mobile's 1.0. REPAYit also leads on update cadence (monthly vs every 10 months) and ratings volume (29 vs 3). CAR Financial Mobile's advantage is iOS requirement (12 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
REPAYit holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 0% of CAR Financial Mobile's.
REPAYit ships an update monthly, CAR Financial Mobile every 10 months. Both last shipped on October 24, 2026.
| Parameter | REPAYit | CAR Financial Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (29 ratings) — better | 1.0 (3 ratings) |
| Positive reviews | 10.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 29 — better | 3 |
| Update frequency | Monthly — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12 — better |
| Further details — not scored | ||
| Size | 73 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | REPAY - Realtime Electronic Payments | CAR FINANCIAL SERVICES, INC. |
Customer experience
REPAYit
CAR Financial Mobile
In-app purchases
REPAYit
No in-app purchases
CAR Financial Mobile
No in-app purchases
Questions
Is REPAYit free?
Is CAR Financial Mobile free?
Which has better reviews, REPAYit or CAR Financial Mobile?
Do REPAYit or CAR Financial Mobile have ads?
Which is updated more often, REPAYit or CAR Financial Mobile?
Other comparisons
