Comparison

Pick Remit vs Monese

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pick Remit

This app helps migrants compare international money transfer services to find the best rates, fees, and transfer speeds for sending money home. It provides detailed information on available options, allowing users to save money and send more to their families.

Highlights
  • Compare fees and exchange rates
  • Filter by transfer speed
  • View service provider types
  • Map to nearest service locations
  • Share offers with contacts
  • Save favorite providers
Features
Read full description

PickRemit is an app developed by the World Bank to help migrants make the best choice of services when sending money back home to their families. Try the latest features and give us feedback as we work to get more remittance service providers for you. You might find a few issues as we keep improving the app for you. PickRemit helps you pick the international money transfer service that best fits your needs. You choose how much money you would like to send and the destination country and PickRemit tells you what are the options available in your area, the fee and exchange rate applied, and conditions of each service. PickRemit has been developed for migrant workers sending money to support their families and friends back home. By choosing the most convenience service, migrants can save and keep more money into their pockets or just send a little more. PickRemit is part of Project Greenback, which aims at increasing efficiency in the market for remittance. Features include filtering and sorting data by: - Service cost - Transfer speed - Type of service provider - How transaction is paid for - How money is disbursed - A map walks you right to the nearest location for your preferred service. You can also share offers with your contacts and save favorite products and service providers. Pick Remit is available in English, French, Spanish, and Italian!

About

Monese

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Highlights
  • Multi-currency accounts (GBP, EUR, RON)
  • Contactless Mastercard debit card
  • International money transfers
  • Virtual card for online payments
  • Savings pots
  • Real-time spending notifications
  • Credit score building (UK only)
Features
Read full description

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

Screenshots

Pick Remit4 screens
Monese4 screens

Verdict

The call

The clearest difference is rating: Monese at 4.7 against Pick Remit's 1.0. Monese also leads on ratings volume (2.4K vs 1) and review sentiment (19% vs 0%). Pick Remit's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monese holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Pick Remit's written reviews are positive against 19% of Monese's.

UpkeepUpdate frequency

Pick Remit ships an update every 6 weeks, Monese every 3 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Pick Remit versus Monese: the parameters behind the verdict, then further details
ParameterPick RemitMonese
PriceFreeFree
Rating1.0 (1 ratings)4.7 (2.4K ratings) — better
Positive reviews0.0% of reviews18.8% of reviews — better
Number of ratings12.4K — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS7.0 — better15.0
Further details — not scored
Size28 MB203 MB
Age rating4+4+
DeveloperThe World Bank GroupMonese LTD

Customer experience

Pick Remit

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Monese

All ratings2,403 ratings
Positive92.8%
Neutral1.7%
Negative5.5%
Written reviews368 reviews
Positive18.8%
Neutral1.9%
Negative79.3%

In-app purchases

None

Pick Remit

No in-app purchases

None

Monese

No in-app purchases

Questions

Is Pick Remit free?
Pick Remit is free to download, with no in-app purchases.
Is Monese free?
Monese is free to download, with no in-app purchases.
Which has better reviews, Pick Remit or Monese?
Monese is rated higher. Pick Remit averages 1.0 out of 5 from 1 ratings, while Monese averages 4.7 from 2.4K ratings.
Do Pick Remit or Monese have ads?
Monese shows ads; Pick Remit does not.
Which is updated more often, Pick Remit or Monese?
Pick Remit ships an update every 6 weeks, and Monese every 3 weeks. Most recently, Pick Remit was updated on October 21, 2026 and Monese on October 24, 2026.

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