SmartCard eIM vs Westpac One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartCard eIM
Manage your finances on the go with this app. Activate cards, check balances, view transactions, pay bills, and control payment limits. Securely block or replace lost cards and manage account alerts.
- Card activation
- Account balance check
- Transaction history
- Bill payments (BPAY)
- Payment limit adjustment
- Card blocking/replacement
- Account alerts management
Read full descriptionHide full description
The SmartCard eIM App is designed to help you manage your money when it suits you. You can: • Activate your card • Check your account balance • Access to your account information • Search recent and past transactions • Pay your bills using BPAY • Making payment to another eIM account • Change the daily payment limit • Block and replace your lost/stolen card • Temporarily turn your card off/on • View and download statements • Manage your alerts
Westpac One
This app provides enhanced security for online banking by generating one-time passcodes for multi-factor authentication. It allows linking multiple profiles and offers personalized sign-in options like biometrics or a PIN for convenient access on your mobile device.
- One-time passcode generation
- Multi-factor authentication
- Multiple profile linking
- Biometric or PIN sign-in
- Portable mobile security
Read full descriptionHide full description
Secure your online banking with the Westpac One eToken app. Designed to be used in place of the RSA SecurID token, eToken securely authenticates your identity with a timed one-time passcode (OTP). Features: Enhanced security – OTPs for multi-factor authentication to provide an extra layer of security. Multiple profile linking – If you have more than one profile, you can link them all to one eToken. Personalised access – Set up your biometrics or a 6-digit PIN to safely and easily sign in to the app. Portable protection – eToken is conveniently with you on your mobile device when you need it. Activation of this app is by invitation only. If your organisation was not invited by Westpac to install the app, it may not work as intended. For information, contact your Administrator or call Corporate Help Desk on 1300 134 291 if you are in Australia, and (+61 2) 9155 7737 if you are overseas. This app requires iOS 16.0 or later. © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The Westpac Group, 275 Kent Street, Sydney, NSW 2000, AUSTRALIA.
Screenshots
Verdict
The clearest difference is review sentiment: Westpac One at 50% against SmartCard eIM's 0%. Westpac One also leads on update cadence (every 2 months vs every 5 months). SmartCard eIM's advantage is iOS requirement (11.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmartCard eIM ships an update every 5 months, Westpac One every 2 months. The most recent releases landed on August 5, 2026 and September 5, 2026 respectively.
| Parameter | SmartCard eIM | Westpac One |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 8 MB | 45 MB |
| Age rating | 17+ | 17+ |
| Developer | Indue | Westpac Banking Corporation |
Customer experience
SmartCard eIM
Westpac One
In-app purchases
SmartCard eIM
No in-app purchases
Westpac One
No in-app purchases
Questions
Is SmartCard eIM free?
Is Westpac One free?
Do SmartCard eIM or Westpac One have ads?
Which is updated more often, SmartCard eIM or Westpac One?
Other comparisons















