loans.com.au onTrack vs Click Loans
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
loans.com.au onTrack
Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.
- Book appointments with Lending Specialist
- Upload, review, and approve documents
- Receive milestone notifications
- Track home loan progress
- Monitor application to settlement
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onTrack enables you to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your home loan application through to approval and settlement.
Click Loans
Manage your accounts and finances on the go with real-time balance and transaction updates. Securely access your accounts with advanced login options and receive instant notifications for all activity. Easily make payments, find ATMs, and manage your cards for complete financial control.
- Real-time account balances
- Transaction history
- Secure login options (4-digit, TouchID)
- Instant transaction notifications
- Card activation and PIN management
- ATM locator
- BPAY and funds transfers
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Click's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: ā¢ 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts ā¢ View the balances of accounts you choose without needing to log in ā¢ Real time balances and transaction records for each of your supported Click accounts ā¢ Find nearby rediATMs ā¢ Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app ā¢ Easily retrieve account information ā¢ Added security with real time notifications whenever a transaction is processed ā¢ Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind ā¢ Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Click app, please contact us on 1300 797 783 The app requests the following permissions: ā¢ Push notifications: Receive push notifications for transactions and activity on your account. ā¢ Location services: Find nearby ATMs
Screenshots
Verdict
The clearest difference is review sentiment: Click Loans at 33% against loans.com.au onTrack's 3%. Click Loans also leads on iOS requirement (12.0 vs 16.0). loans.com.au onTrack's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
loans.com.au onTrack ships an update monthly, Click Loans every 3 months. The most recent releases landed on September 30, 2026 and October 10, 2026 respectively.
| Parameter | loans.com.au onTrack | Click Loans |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 3.0% of reviews | 33.3% of reviews ā better |
| Update frequency | Monthly ā better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod ā better |
| Requires iOS | 16.0 | 12.0 ā better |
| Further details ā not scored | ||
| Size | 86 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | Loans.com.au | Macquarie Bank Limited |
Customer experience
loans.com.au onTrack
Click Loans
In-app purchases
loans.com.au onTrack
No in-app purchases
Click Loans
No in-app purchases
