Comparison

loans.com.au onTrack vs Firstmac Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

loans.com.au onTrack

Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.

Highlights
  • Book appointments with Lending Specialist
  • Upload, review, and approve documents
  • Receive milestone notifications
  • Track home loan progress
  • Monitor application to settlement
Features
Read full description

onTrack enables you to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your home loan application through to approval and settlement.

About

Firstmac Money

Manage your finances on the go. View account balances, transfer funds, pay bills, and track transaction history. Securely access your accounts with an Access Code and high-grade encryption.

Highlights
  • View account balances
  • Transfer money
  • Pay bills
  • Track transaction history
  • Manage debit card PIN
  • Download transactions
Features
Read full description

Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Firstmac Money is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

Screenshots

loans.com.au onTrack4 screens
Firstmac Money4 screens

Verdict

The call

The clearest difference is review sentiment: Firstmac Money at 13% against loans.com.au onTrack's 3%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

loans.com.au onTrack ships an update monthly, Firstmac Money every 3 weeks. The most recent releases landed on September 30, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 7 level
loans.com.au onTrack versus Firstmac Money: the parameters behind the verdict, then further details
Parameterloans.com.au onTrackFirstmac Money
PriceFreeFree
Positive reviews3.0% of reviews13.0% of reviews — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size86 MB90 MB
Age rating4+4+
DeveloperLoans.com.auFirstMac

Customer experience

loans.com.au onTrack

Written reviews33 reviews
Positive3.0%
Neutral9.1%
Negative87.9%

Firstmac Money

Written reviews23 reviews
Positive13.0%
Neutral13.0%
Negative73.9%

In-app purchases

None

loans.com.au onTrack

No in-app purchases

None

Firstmac Money

No in-app purchases

Questions

Is loans.com.au onTrack free?
loans.com.au onTrack is free to download, with no in-app purchases.
Is Firstmac Money free?
Firstmac Money is free to download, with no in-app purchases.
Do loans.com.au onTrack or Firstmac Money have ads?
Neither loans.com.au onTrack nor Firstmac Money shows ads.
Which is updated more often, loans.com.au onTrack or Firstmac Money?
loans.com.au onTrack ships an update monthly, and Firstmac Money every 3 weeks. Most recently, loans.com.au onTrack was updated on September 30, 2026 and Firstmac Money on October 24, 2026.

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