loans.com.au onTrack vs Firstmac Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
loans.com.au onTrack
Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.
- Book appointments with Lending Specialist
- Upload, review, and approve documents
- Receive milestone notifications
- Track home loan progress
- Monitor application to settlement
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onTrack enables you to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your home loan application through to approval and settlement.
Firstmac Money
Manage your finances on the go. View account balances, transfer funds, pay bills, and track transaction history. Securely access your accounts with an Access Code and high-grade encryption.
- View account balances
- Transfer money
- Pay bills
- Track transaction history
- Manage debit card PIN
- Download transactions
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Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Firstmac Money is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.
Screenshots
Verdict
The clearest difference is review sentiment: Firstmac Money at 13% against loans.com.au onTrack's 3%. loans.com.au onTrack's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
loans.com.au onTrack ships an update monthly, Firstmac Money every 3 weeks. The most recent releases landed on June 11, 2026 and September 22, 2026 respectively.
| Parameter | loans.com.au onTrack | Firstmac Money |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 3.0% of reviews | 13.0% of reviews — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 86 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | LOANS.COM.AU PTY LTD | FirstMac |
Customer experience
loans.com.au onTrack
Firstmac Money
In-app purchases
loans.com.au onTrack
No in-app purchases
Firstmac Money
No in-app purchases
Questions
Is loans.com.au onTrack free?
Is Firstmac Money free?
Do loans.com.au onTrack or Firstmac Money have ads?
Which is updated more often, loans.com.au onTrack or Firstmac Money?
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