Comparison

loans.com.au onTrack vs LoanAccess

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

loans.com.au onTrack

Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.

Highlights
  • Book appointments with Lending Specialist
  • Upload, review, and approve documents
  • Receive milestone notifications
  • Track home loan progress
  • Monitor application to settlement
Features
Read full description

onTrack enables you to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your home loan application through to approval and settlement.

About

LoanAccess

Manage your home loan on the go with self-service features. Track your loan, set repayments, transfer funds, and manage your debit card. Access BPAY and update your address easily.

Highlights
  • Track and manage home loan
  • Set custom repayments
  • Transfer funds to external accounts
  • Access BPAY
  • Manage Visa debit card
  • Update postal address
  • Submit service requests
Features
Read full description

With access to a variety of self-service features, you will be able to track and manage your home loan whenever and wherever you like. Key features include: Set your repayments to suit you Transfer funds to external accounts Handy access to ยฎBPAY Manage your Visa debit card Change your postal address Raise a service request to our team ยฎBPAY is registered to BPAY Pty Ltd ABN 69 079 137 518

Screenshots

loans.com.au onTrack4 screens
LoanAccess4 screens

Verdict

The call

The clearest difference is update cadence: loans.com.au onTrack at monthly against LoanAccess's every 2 months. loans.com.au onTrack also leads on iOS requirement (11.0 vs 13.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

loans.com.au onTrack ships an update monthly, LoanAccess every 2 months. The most recent releases landed on June 11, 2026 and September 18, 2026 respectively.

Scorecard2 real differences ยท 6 level
loans.com.au onTrack versus LoanAccess: the parameters behind the verdict, then further details
Parameterloans.com.au onTrackLoanAccess
PriceFreeFree
Positive reviews3.0% of reviews โ€” better0.0% of reviews
Update frequencyMonthly โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 โ€” better13.0
Further details โ€” not scored
Size86 MB45 MB
Age rating4+4+
DeveloperLOANS.COM.AU PTY LTDResimac Group Ltd

Customer experience

loans.com.au onTrack

Written reviews33 reviews
Positive3.0%
Neutral9.1%
Negative87.9%

LoanAccess

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

loans.com.au onTrack

No in-app purchases

None

LoanAccess

No in-app purchases

Questions

Is loans.com.au onTrack free?
loans.com.au onTrack is free to download, with no in-app purchases.
Is LoanAccess free?
LoanAccess is free to download, with no in-app purchases.
Do loans.com.au onTrack or LoanAccess have ads?
Neither loans.com.au onTrack nor LoanAccess shows ads.
Which is updated more often, loans.com.au onTrack or LoanAccess?
loans.com.au onTrack ships an update monthly, and LoanAccess every 2 months. Most recently, loans.com.au onTrack was updated on June 11, 2026 and LoanAccess on September 18, 2026.

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