loans.com.au onTrack vs Connective Select
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
loans.com.au onTrack
Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.
- Book appointments with Lending Specialist
- Upload, review, and approve documents
- Receive milestone notifications
- Track home loan progress
- Monitor application to settlement
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onTrack enables you to book an appointment with your Lending Specialist, upload, review, and approve documents, receive notifications of milestones and track the progress of your home loan application through to approval and settlement.
Connective Select
Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.
- Pre-settlement account setup
- Instant payment notifications
- PayID for easy payments
- Digital card access
- Automatic repayment setup
- In-app chat support
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Easily manage your home loan with the Connective Select app. Managing your Connective Select home loan has never been easier. Get pre-settlement access to set up your offset accounts and be ready to go from day one. Stay informed with instant payment notifications, use PayID for easy payments and get digital card access without waiting for the physical version. Set up automatic repayments and enjoy a seamless experience with in-app chat support whenever you need help. Designed for simplicity and convenience, our app puts you in control of your mortgage. Only available for new customers. Download now to get started.
Screenshots
Verdict
The clearest difference is review sentiment: Connective Select at 100% against loans.com.au onTrack's 3%. loans.com.au onTrack's advantage is iOS requirement (11.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
loans.com.au onTrack ships an update monthly, Connective Select every 3 weeks. The most recent releases landed on June 11, 2026 and September 9, 2026 respectively.
| Parameter | loans.com.au onTrack | Connective Select |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 3.0% of reviews | 100.0% of reviews — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 86 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | LOANS.COM.AU PTY LTD | Bendigo and Adelaide Bank Ltd |
Customer experience
loans.com.au onTrack
Connective Select
In-app purchases
loans.com.au onTrack
No in-app purchases
Connective Select
No in-app purchases
Questions
Is loans.com.au onTrack free?
Is Connective Select free?
Do loans.com.au onTrack or Connective Select have ads?
Which is updated more often, loans.com.au onTrack or Connective Select?
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